That saving part is only holding me back and you are right you cannot retire in any western country, Canada is definitely overrated .I can definitely agree with that .
What scares me about living in canada is if it going at this rate soon it will be like UK and you will reach a point where there is no comeback, I am in one of the immigration forums in Australia 70% of the people asking is from UK and 10-20% from canada how to escape. If you think canada is bad UK is in another league. If JT wins the next election and I don't get any where I will happily move back unless some miracle happens in my life
Are you still in canada or did you leave ?