If you are in karachi then visit MCB tariq road.. they are aware of the process and will help you professionally.. I remit thru same branchThe easiest bank I found for GIC is MCB.. yes you need a FCY account to remit the amount but they don't have any hidden charges or taxes .. I remit 10400 CAD and all money reached to scotia bank safely within 3 business days and 90$ additional for intermediary bank