Winter 2020 Intake: (SDS/Non SDS) Pakistani Students Only

[Ahadch3357]

Hello Guys,

Can you please shares some details on paying Tuition Fee to the Canadian University from Foreign Currency Account:

1. How much tax we have to pay (I heard that 5% tax of total tuition fee we have to pay to Pakistani Govt. which is a lot)
2. Any additional or hidden charges we have to pay apart from Tuition Fee
3. Bank charges

Thank you

1. 5% Tax is no more
Ask your bank to confirm from head office
If they will not agree, show them the budget 2020-2021 features ( FBR)
I will share if you need

2. Pay $70 extra bcz Intermediatory bank deducts some charges bcz they are responsible for conversion

3. Your bank will charge upto $40 to transfer fee

 

[faisaljadoon]

1. 5% Tax is no more
Ask your bank to confirm from head office
If they will not agree, show them the budget 2020-2021 features ( FBR)
I will share if you need

2. Pay $70 extra bcz Intermediatory bank deducts some charges bcz they are responsible for conversion

3. Your bank will charge upto $40 to transfer fee

Please share budget link with me. Thanks

 

[Ahadch3357]

Please share budget link with me. Thanks

https://www.fbr.gov.pk/Budget2020-21/SalientFeatures/Salient-Feature.pdf

 

[Naghman1]

1. 5% Tax is no more
Ask your bank to confirm from head office
If they will not agree, show them the budget 2020-2021 features ( FBR)
I will share if you need

2. Pay $70 extra bcz Intermediatory bank deducts some charges bcz they are responsible for conversion

3. Your bank will charge upto $40 to transfer fee

Thank you so much for your message. You made my day, such a relief. I went to each and every bank on Wednesday, August 26, 2020 and they all said that 5% tax will be charged which for me is a lot.

Moreover, please confirm which bank you have paid from and when? I will show them the link you have shared.

Cheers

 

[Ahadch3357]

Thank you so much for your message. You made my day, such a relief. I went to each and every bank on Wednesday, August 26, 2020 and they all said that 5% tax will be charged which for me is a lot.

Moreover, please confirm which bank you have paid from and when? I will show them the link you have shared.

Cheers

I paid 5% tax in Feb
It got abolished in July
I talked to some students
They didn't paid 5% tax

 

[Taimoor rana]

Thank you so much for your message. You made my day, such a relief. I went to each and every bank on Wednesday, August 26, 2020 and they all said that 5% tax will be charged which for me is a lot.

Moreover, please confirm which bank you have paid from and when? I will show them the link you have shared.

Cheers

5% tax is no more only for tax payers, mean student has to be a filer to avail this opportunity. I paid my fee without tax and i'm filer.
Hope, I have not destroyed your day.

 

[Asad_rauf06]

After submitting the application, background check starts first or eligibility review?

 

[Ahadch3357]

After successfully wasting 2.5 Month, I'm sharing my GIC EXPERIENCE

I transferred my Tuition Fee from Allied Bank through my Father Account in Feburary, they knew everything about GIC,So, I thought there will be no issue

Since GIC can only be transferred through Personl account , I went to Allied bank and they told me that they only open Minor Account which has 1 Lac Limit

After that, I went to almost all bank in my city ( except HBL where my Friend webt and they said they can't)
Someone suggested me Standard Chartered Bank
I went to Gujranwala in Mid of June to open account, they didn't know anything but I explained and they agree
They told me that it will take 15 - 20 days to open Account
I said okay
In start of July, I called them and they told me that I will have to do biometric again because their policies has changed
After 1 week, when I called them again, they told me to bring all documents to open Account
I didn't want to waste more time
So, I randomly visited HBL BANK (which I didn't visit at that time)
Luckily, they have idea about GIC this time ( I don't know wheather they lied to my friend or got information later)
I asked them to open FC Account to avoid any delay but they kept saying, open PKR ACCOUNT, we will transfer your money.
So, I opened PKR ACCOUNT
Anyway, its already end of July
I opened account in CIBC and last date was 5 August.
I asked some students and they all told me the same thing "you have to transfer before 5 August, otherwise there will be many issue"( ofcourse they misguided me)
So, In hurry, I started looking for other options

One Indian Student told me that he transferred through Exchange Company
He gave me all details and told me to do the same
I just did what he said ( I don't know how CIBC accepted his payment)
My payment got rejected on 8 August and told me that I will recieve my payment in 2 weeks
I went to HBL again to know about my Account.
They started saying that your account is not active, there are some disrepency placed by head office
We will resolve it
After 10 days, they said that your account is open, you can deposit your money in new account tomorrow
Luckily, I got my payment back on same day and deposited my money
Bank told me to come on Monday to transfer funds.
When I went there, my account was blocked
They took another week to resolve the issue ( we ask them, can we open new account, but they said we can't until this issue resolves)
On Thursday, everything was OK
On Friday, when I went there
They started saying that attach a letter from College which states that we can transfer fund in CIBC
This was the end of my patience
Seneca College takes more then 15 days to reply and when I called them, they said everything is online now, you can email
On another number, they told me to call on Monday 9 - 5 Toronto Time

After that, there was only 1 option left which I did
I made a Fake Letter and gave it to bank, I knew they can't verify

On Monday 31 August, they transferred my funds to CIBC at around 1 PM or later
CIBC revieved my funds at around 5 PM And got Certificate at 2 AM

 

[jigzyy]

Countries are going digital while these ba***rds are still fu**king students over on simplest of the things.

A family member used Meezan Bank FCA to transfer funds in USD (so USD to USD) to CIBC. They took 15 days to complete the process before allowing to transfer funds. They tried to do same bull5hit which you have faced and luckily my family member called me (at 3 AM Toronto time) to talk to the jahil bank guy. After hearing an earful, funds were in CIBC account with in 12 hours.

After successfully wasting 2.5 Month, I'm sharing my GIC EXPERIENCE

I transferred my Tuition Fee from Allied Bank through my Father Account in Feburary, they knew everything about GIC,So, I thought there will be no issue

Since GIC can only be transferred through Personl account , I went to Allied bank and they told me that they only open Minor Account which has 1 Lac Limit

After that, I went to almost all bank in my city ( except HBL where my Friend webt and they said they can't)
Someone suggested me Standard Chartered Bank
I went to Gujranwala in Mid of June to open account, they didn't know anything but I explained and they agree
They told me that it will take 15 - 20 days to open Account
I said okay
In start of July, I called them and they told me that I will have to do biometric again because their policies has changed
After 1 week, when I called them again, they told me to bring all documents to open Account
I didn't want to waste more time
So, I randomly visited HBL BANK (which I didn't visit at that time)
Luckily, they have idea about GIC this time ( I don't know wheather they lied to my friend or got information later)
I asked them to open FC Account to avoid any delay but they kept saying, open PKR ACCOUNT, we will transfer your money.
So, I opened PKR ACCOUNT
Anyway, its already end of July
I opened account in CIBC and last date was 5 August.
I asked some students and they all told me the same thing "you have to transfer before 5 August, otherwise there will be many issue"( ofcourse they misguided me)
So, In hurry, I started looking for other options

One Indian Student told me that he transferred through Exchange Company
He gave me all details and told me to do the same
I just did what he said ( I don't know how CIBC accepted his payment)
My payment got rejected on 8 August and told me that I will recieve my payment in 2 weeks
I went to HBL again to know about my Account.
They started saying that your account is not active, there are some disrepency placed by head office
We will resolve it
After 10 days, they said that your account is open, you can deposit your money in new account tomorrow
Luckily, I got my payment back on same day and deposited my money
Bank told me to come on Monday to transfer funds.
When I went there, my account was blocked
They took another week to resolve the issue ( we ask them, can we open new account, but they said we can't until this issue resolves)
On Thursday, everything was OK
On Friday, when I went there
They started saying that attach a letter from College which states that we can transfer fund in CIBC
This was the end of my patience
Seneca College takes more then 15 days to reply and when I called them, they said everything is online now, you can email
On another number, they told me to call on Monday 9 - 5 Toronto Time

After that, there was only 1 option left which I did
I made a Fake Letter and gave it to bank, I knew they can't verify

On Monday 31 August, they transferred my funds to CIBC at around 1 PM or later
CIBC revieved my funds at around 5 PM And got Certificate at 2 AM

 

[Ahadch3357]

Countries are going digital while these ba***rds are still fu**king students over on simplest of the things.

A family member used Meezan Bank FCA to transfer funds in USD (so USD to USD) to CIBC. They took 15 days to complete the process before allowing to transfer funds. They tried to do same bull5hit which you have faced and luckily my family member called me (at 3 AM Toronto time) to talk to the jahil bank guy. After hearing an earful, funds were in CIBC account with in 12 hours.

Well, I'm thankful that they didn't ask for Cheque
otherwise it will take one more week

 

[Ahadch3357]

Countries are going digital while these ba***rds are still fu**king students over on simplest of the things.

A family member used Meezan Bank FCA to transfer funds in USD (so USD to USD) to CIBC. They took 15 days to complete the process before allowing to transfer funds. They tried to do same bull5hit which you have faced and luckily my family member called me (at 3 AM Toronto time) to talk to the jahil bank guy. After hearing an earful, funds were in CIBC account with in 12 hours.

My main problem was account opening
i don't know what this staf is doing
They don't know how to open a Minor Account

 

[jigzyy]

Well, I'm thankful that they didn't ask for Cheque
otherwise it will take one more week

No. The problem is, no one slaps them across the face for providing such a shitty service, that's why they keep on doing it. Next time, talk to manager, create drama if you have to, that'll make them listen.

 

[jigzyy]

No. They know everything but they chose not to provide service. Again, no one stands up to their crappy service.

The guy that was providing service to my family member was confused why they are sending money outside of Pakistan in pandemic while the borders are closed BECAUSE his agent told that its not possible this time. For F sake, they are on the seat to provide service and not to pass comments on what someone else is doing..

My main problem was account opening
i don't know what this staf is doing
They don't know how to open a Minor Account

 

[Ahadch3357]

No. The problem is, no one slaps them across the face for providing such a shitty service, that's why they keep on doing it. Next time, talk to manager, create drama if you have to, that'll make them listen.

I talked to manager many times
They didn't know how to open minor account
At last point they said, we need to letter from college.... blah blah
there was no other option so I made a fake letter to transfer funds

 

[Ahadch3357]

I talked to manager many times
They didn't know how to open minor account
At last point they said, we need to letterfrom college.... blah blah
there was no other option so I made a fake letter to transferdinds

No. They know everything but they chose not to provide service. Again, no one stands up to their crappy service.

The guy that was providing service to my family member was confused why they are sending money outside of Pakistan in pandemic while the borders are closed BECAUSE his agent told that its not possible this time. For F sake, they are on the seat to provide service and not to pass comments on what someone else is doing..

Actually, I spent 3 days from 9 - 6 PM
They really don't know how to open
At last, they called head office and cleared everything