everything has positive and negative side...
so just priorities your requirements and then look for bank... all bank are good and as for your knowledge ... Canadian banks are the highest secure banks when talk about online transaction security.
search at Google.. u will get all answers ... list of all bank and vistt bank website and get all info.
along with scotia bank A/c,, u can open the account in other bank and when your GIC cash get mature then simply you can close it.
every bank offer different type of A/c services which suit your needs and requirements so first frame ur needs and then select bank...
that's true some bank rip little bit extra.. and some will suit to ur pocket very well...
take little pain, Research the services and get it..
