Dear Ansari!! I have noted in number of forums that in some NOC categories, fees is charged within 7-10 days of receipt of applications and in many cases the fees is charged even after 15 days to 1 month. I think CIO have some benchmarks. The just overview the salient features of your application and if they think, it seems ok, they charge teh fees. May be they charge fees if they feel your applicaion is not needed to be returned.
Morever why u need to arrange funds, credit card bill comes after 1 month. The only thing you need to ensure is that your creidit limit . For example if you are two persons ur credit card must have the credit limit of minimum CAD 1100/-, but if u are more persons, ur fees / credit limit should be more than that! Check this with you bank! Check one more thing with your bank that whether your c.card is accepted on international trantsactions and on net. Becoz, some banks block the service of intl transaactions and on net.
In their guidelines its written that credit card of the applicant should be valid for another number of months(6-9). And bank draft have validity of minimum 6 months. (this means that in very rare cases, fees can be charged even after 4 months)
I noted one more very strange thing in 1122 category. In most of the other categories the first AOR / PER is recieeved within 30-45 days. But in our category first AOR in some cases takes upto 3 to 4 months. The reasons for this is that, there is so much load of applications on CIO staff for this category and they need time. We all should expect delay in everythingin our category of 1122.