This stuff is very well explained by our respected and senior member Capt Stan Dutta ( Qorax). So NOTHING NEW ABT THIS TALE.
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No need to be rude, there are so many threads on this forum that ask the same questions and get the same reply day in day out. A person has taken time and effort to share what they have learned and experienced in Canada so that others may find it a bit easier to settle and enjoy their move over. I agree Qorax has a thread of similar info but no harm in another adding to it.
Mhut