From what they say at http://services3.cic.gc.ca/rescalc/resCalcStartNew.do?&lang=en :
Only a citizenship judge can determine if you meet the residence requirements with fewer than 1,095 days of physical presence.
They also say at http://services3.cic.gc.ca/rescalc/redir.do?redir=faq#PP :
Physical presence in Canada is the amount of time you have lived in Canada within the relevant four-year period, minus time spent serving a sentence, and minus the days you have been physically absent from Canada. If you have fewer than three (3) years (1,095 days) of physical presence but at least three (3) years of basic residence less time served, the citizenship judge will evaluate the nature of your residence in Canada. However, your application will take longer to process and may be refused. See Question 8 for more information on applying with fewer than 1,095 days of physical presence.
And what they refer to as Question 8:
B. APPLYING WITH FEWER THAN 1,095 DAYS OF PHYSICAL PRESENCE
Q8: I have more than 1,095 days of basic residence (or basic residence taking into account time spent serving a sentence) but fewer than 1,095 days of physical presence. Should I apply now or wait until I have 1,095 days of physical presence?
A8: Only a citizenship judge can determine if you meet the residence requirements with fewer than 1,095 days of physical presence. If you apply with fewer than 1,095 days of physical presence, a citizenship judge will evaluate the nature of your residence in Canada. You will be asked to complete a residence questionnaire and provide evidence that establishes residence in Canada, and you might be asked to appear in person before a citizenship judge. When you apply with fewer than 1,095 days of physical presence, your application will take longer to process and may be refused by the citizenship judge.
Deciding to apply with fewer than 1,095 days of physical presence is a personal decision that should be made carefully and take into account your personal circumstances.
I think it would be better for you to avoid problems to wait for 8 months plus give it another couple of weeks to be sure before you send in the application but as they say above, it is your choice.
