hanji veer ji.... i am also thinking to avoid panga.... and make it as simple as possible...coz its better to wait for a month or so then facing an initial rejection.....accounts said:Singh Saab Do not take panga
Land First.. arrange PR CArd, SIn CArd, Credit CARds, Telphone.. then tell ur Sis to apply n take ur Points...
however as matlal said.... cic do not look for points eligibilty at initial stage....i agree to him...wats ur opinion..