My Canadian husband is my sponsor for my appication for Permanent Residency. I am planning to go up this summer for a "visit" while awaiting my PR card. I am reading 4-12 months as the average wait. I am guessing ours will be on the fast side since we have been together 8 years and back and forth many many times (if they check our passports records). So should I buy insurance for 6 months or how long? When will I qualify for Canadian medical coverage? Will I qualify for medical coverage when I get my PR card? Not until I am a citizen? Thanks for your help.