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Us citizen here as a visitor living with my canadian wife w/o a healthcare plan

Oct 30, 2024
4
0
Im a us citizen here as a visitor and married to a canadian citizen without a doctor. No health card yet as I am not resident yet. I only have aflac accident insurance which doesnt cover me for basic needs. What could my options be if I get really sick?
 

scylla

VIP Member
Jun 8, 2010
95,834
22,109
Toronto
Category........
Visa Office......
Buffalo
Job Offer........
Pre-Assessed..
App. Filed.......
28-05-2010
AOR Received.
19-08-2010
File Transfer...
28-06-2010
Passport Req..
01-10-2010
VISA ISSUED...
05-10-2010
LANDED..........
05-10-2010
Im a us citizen here as a visitor and married to a canadian citizen without a doctor. No health card yet as I am not resident yet. I only have aflac accident insurance which doesnt cover me for basic needs. What could my options be if I get really sick?
Which province are you living in?

Has your spouse submitted your spousal sponsorship application yet? If so, when and at what stage is your application?
 
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scylla

VIP Member
Jun 8, 2010
95,834
22,109
Toronto
Category........
Visa Office......
Buffalo
Job Offer........
Pre-Assessed..
App. Filed.......
28-05-2010
AOR Received.
19-08-2010
File Transfer...
28-06-2010
Passport Req..
01-10-2010
VISA ISSUED...
05-10-2010
LANDED..........
05-10-2010
province: Ontario
PR not submitted yet
In that case you are many months away from potentially qualifying for health care coverage. To get coverage, you and your spouse need to submit a complete application, you need to receive AOR (this happens several months after the application is submitted), then you need to apply for an open work permit, then once you have an open work permit you need to secure a job with an employer in Ontario and that job must be at least six months in length. Once all of this happens, you can then apply for OHIP. Until then, you either pay for the costs of any health care you need out of pocket or try to obtain private insurance to cover yourself.
 
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richardrocks

Full Member
Jun 6, 2024
45
18
Seriously? I’m a dual citizen who never lived in Canada. My American husband and I moved to Alberta in March and he got a 6 month TRV document at the border and 3 days later applied for AHP. 5 days after that we both had health coverage retroactive to the date we entered Canada. Either something is wrong or Alberta just rocks. It was completely hassle free and when he got his 2 year OWP we submitted that and they extended his medical until PR is finalized.
 

richardrocks

Full Member
Jun 6, 2024
45
18
In that case you are many months away from potentially qualifying for health care coverage. To get coverage, you and your spouse need to submit a complete application, you need to receive AOR (this happens several months after the application is submitted), then you need to apply for an open work permit, then once you have an open work permit you need to secure a job with an employer in Ontario and that job must be at least six months in length. Once all of this happens, you can then apply for OHIP. Until then, you either pay for the costs of any health care you need out of pocket or try to obtain private insurance to cover yourself.
He seriously needs a job to have health coverage in Ontario? Sounds like America. Glad we chose Alberta. And despite what the news reports, we’ve both been to doctors several times and had great, timely care.
 

canuck78

VIP Member
Jun 18, 2017
55,587
13,518
He seriously needs a job to have health coverage in Ontario? Sounds like America. Glad we chose Alberta. And despite what the news reports, we’ve both been to doctors several times and had great, timely care.
Alberta only has a limited amount of immigration compared to other provinces.
 

Copingwithlife

VIP Member
Jul 29, 2018
4,479
2,254
Earth
He seriously needs a job to have health coverage in Ontario? Sounds like America. Glad we chose Alberta. And despite what the news reports, we’ve both been to doctors several times and had great, timely care.
And what’s your point ?

So you’ve never paid into the tax system ,and you’re getting access now more than likely because a parent was a citizen .
All because a parent was a citizen, and now you feel you can criticize another provinces policy

Different province , different policies
 

richardrocks

Full Member
Jun 6, 2024
45
18
And what’s your point ?

So you’ve never paid into the system , you’re getting access now more than likely because a parent was a citizen .

Different province , different policies
Just surprised. Universal healthcare for anyone with legal status — thought that was the MO pretty much nationwide.

Yup. Canadian born mother and 5 generations of grandparents paid into the system and I’m more than paying into it now.
 

scylla

VIP Member
Jun 8, 2010
95,834
22,109
Toronto
Category........
Visa Office......
Buffalo
Job Offer........
Pre-Assessed..
App. Filed.......
28-05-2010
AOR Received.
19-08-2010
File Transfer...
28-06-2010
Passport Req..
01-10-2010
VISA ISSUED...
05-10-2010
LANDED..........
05-10-2010
Seriously? I’m a dual citizen who never lived in Canada. My American husband and I moved to Alberta in March and he got a 6 month TRV document at the border and 3 days later applied for AHP. 5 days after that we both had health coverage retroactive to the date we entered Canada. Either something is wrong or Alberta just rocks. It was completely hassle free and when he got his 2 year OWP we submitted that and they extended his medical until PR is finalized.
Different rules for OHIP.
 

canuck78

VIP Member
Jun 18, 2017
55,587
13,518
He seriously needs a job to have health coverage in Ontario? Sounds like America. Glad we chose Alberta. And despite what the news reports, we’ve both been to doctors several times and had great, timely care.
No longer the case. You can now apply for OHiP during sponsorship after AOR. After IRCC made it easier to come to Canada as a spouse while waiting for sponsorship many arrived pregnant without realizing they have zero health coverage. This created minor nightmare for various health services so OHIP changed eligibility requirement around 6 months ago.
 
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richardrocks

Full Member
Jun 6, 2024
45
18
In general the provinces with the most immigration have more stringent rules for qualifying for provincial healthcare because it will have significantly more impact. Most provinces have become much more relaxed with eligibility in the past few years.
Fair enough! And provinces compete in various ways. Alberta is in hyper growth mode — the others are dealing with the other end of that.

in any event, my husband and I are so grateful to be where we are for so many reasons. And I will end by telling OP to get that app in ASAP! It’s a process.
 
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