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urgent query...please help!!

gillpunjab

Star Member
Jun 11, 2012
148
2
i got my visa last month. but i have deferred my admission for the jan intake and i want to cancel my loan which was against fd. But the bank people are saying that they will inform embassy regarding the cancellation of the loan. Please let me know will that be a problem for me? please reply its really urgent!!!

Thanks
 

abhi141989

Hero Member
May 9, 2012
536
25
Visa Office......
Online (SOWP)
App. Filed.......
04-02-2017
File Transfer...
04-02-2017
Med's Request
03-05-2017
Med's Done....
06-05-2017 (Non eMedical) ; Passed on 09-05-2017
Passport Req..
16-05-2017
VISA ISSUED...
23-05-2017
LANDED..........
July 2017
gillpunjab said:
i got my visa last month. but i have deferred my admission for the jan intake and i want to cancel my loan which was against fd. But the bank people are saying that they will inform embassy regarding the cancellation of the loan. Please let me know will that be a problem for me? please reply its really urgent!!!

Thanks
Bro,

Better be alert, because if by any means they informed then it will be a problem for you.

Its better to take 1st term fees only from bank, i.e. around 2-3 Lks.. Your interest will be on only that amount, and your problem will also b solved..

Abhi
 

gillpunjab

Star Member
Jun 11, 2012
148
2
abhi141989 said:
Bro,

Better be alert, because if by any means they informed then it will be a problem for you.

Its better to take 1st term fees only from bank, i.e. around 2-3 Lks.. Your interest will be on only that amount, and your problem will also b solved..

Abhi
if i get another loan sanctioned against property and cancel this loan.than also it will be a problem?
 

abhi141989

Hero Member
May 9, 2012
536
25
Visa Office......
Online (SOWP)
App. Filed.......
04-02-2017
File Transfer...
04-02-2017
Med's Request
03-05-2017
Med's Done....
06-05-2017 (Non eMedical) ; Passed on 09-05-2017
Passport Req..
16-05-2017
VISA ISSUED...
23-05-2017
LANDED..........
July 2017
Why are u taking this long step.. Dont complicate this matter brother..

Keep it as simple as it can b..

Abhi.
 

gillpunjab

Star Member
Jun 11, 2012
148
2
abhi141989 said:
Why are u taking this long step.. Dont complicate this matter brother..

Keep it as simple as it can b..

Abhi.
bro i have to cancel this loan because i need it. that is why i am asking all this. Otherwise y will i take such a big risk?
m asking for the alternative?

thanks
 

abhi141989

Hero Member
May 9, 2012
536
25
Visa Office......
Online (SOWP)
App. Filed.......
04-02-2017
File Transfer...
04-02-2017
Med's Request
03-05-2017
Med's Done....
06-05-2017 (Non eMedical) ; Passed on 09-05-2017
Passport Req..
16-05-2017
VISA ISSUED...
23-05-2017
LANDED..........
July 2017
Bro,

jst assume the case that you got ur loan cancel.. the bank officials by any means tell chc bout this..

CHC will call you most prob. and you are with a loan of another bank.. thats not reasonable in my thinking.. the impression that it will be making is " you got your loan cancel and got another loan letter by givibg some bribe"..

Try to analyze this POV..

Abhi
 

viper.

Star Member
Aug 11, 2012
55
0
abhi141989 said:
Bro,

jst assume the case that you got ur loan cancel.. the bank officials by any means tell chc bout this..

CHC will call you most prob. and you are with a loan of another bank.. thats not reasonable in my thinking.. the impression that it will be making is " you got your loan cancel and got another loan letter by givibg some bribe"..

Try to analyze this POV..

Abhi
Hey abhi
Bro. I am applying for visa under university category from INDIA. i am in dilemma now. dilemma is
My university don't require pre payment of tuition fees before visa(only commitment fees required). so for visa do i have to pay tuition fees before lodging my file? If i don't except commitment fees (1000$)will it affect negatively?
 

abhi141989

Hero Member
May 9, 2012
536
25
Visa Office......
Online (SOWP)
App. Filed.......
04-02-2017
File Transfer...
04-02-2017
Med's Request
03-05-2017
Med's Done....
06-05-2017 (Non eMedical) ; Passed on 09-05-2017
Passport Req..
16-05-2017
VISA ISSUED...
23-05-2017
LANDED..........
July 2017
viper. said:
Hey abhi
Bro. I am applying for visa under university category from INDIA. i am in dilemma now. dilemma is
My university don't require pre payment of tuition fees before visa(only commitment fees required). so for visa do i have to pay tuition fees before lodging my file? If i don't except commitment fees (1000$)will it affect negatively?
Hello,

Its not compulsory to pay fees beforehand.. But jst keep in mind that whatever be your financial document in most case it is Bank loan, it should be minimum 80% of the first year Tuition+Living+Travel expense.

That is, normally 1st year tuition fees + $8000-$10000.

You must have to submit the commitment fees in order to secure your place in that university, it must have been accompanied with any sort of deadline date. So, Submit that amount before that deadline to secure your place. It is recommended that it must submitted before you file your Visa file.

Hope this helps.

Abhi
 

viper.

Star Member
Aug 11, 2012
55
0
abhi141989 said:
Hello,

Its not compulsory to pay fees beforehand.. But jst keep in mind that whatever be your financial document in most case it is Bank loan, it should be minimum 80% of the first year Tuition+Living+Travel expense.

That is, normally 1st year tuition fees + $8000-$10000.

You must have to submit the commitment fees in order to secure your place in that university, it must have been accompanied with any sort of deadline date. So, Submit that amount before that deadline to secure your place. It is recommended that it must submitted before you file your Visa file.

Hope this helps.

Abhi
Thanks a ton abhi.

So it will not affect negatively if i don't pay tuition fees before visa?of course i will pay commitment fees.

How about you? had you paid tuition fees before visa?

Yaar me isiliye puchh raha hu kyuki, mene paise kahi aur invest kar diye he agar visa k pahele payment karna hoga to me kafi handsome amont gumaunga investment pe.that's why i m not able to decide weather i should pay before visa or after landing there ?

Thanks just tell me.

If i dont pay before visa will it affect negatively? also keep in mind my uni. don't require to pay tuition fees before visa.

Thanks
 

abhi141989

Hero Member
May 9, 2012
536
25
Visa Office......
Online (SOWP)
App. Filed.......
04-02-2017
File Transfer...
04-02-2017
Med's Request
03-05-2017
Med's Done....
06-05-2017 (Non eMedical) ; Passed on 09-05-2017
Passport Req..
16-05-2017
VISA ISSUED...
23-05-2017
LANDED..........
July 2017
viper. said:
Thanks a ton abhi.

So it will not affect negatively if i don't pay tuition fees before visa?of course i will pay commitment fees.

How about you? had you paid tuition fees before visa?

Yaar me isiliye puchh raha hu kyuki, mene paise kahi aur invest kar diye he agar visa k pahele payment karna hoga to me kafi handsome amont gumaunga investment pe.that's why i m not able to decide weather i should pay before visa or after landing there ?

Thanks just tell me.

If i dont pay before visa will it affect negatively? also keep in mind my uni. don't require to pay tuition fees before visa.

Thanks
Buddy Just relax,

It will not affect your application unless and until you have adequate financial docs to submit, Means Bank loan of 80%(T+L+T).

I also did not pay my tuition beforehand, nor did my brother. He is in Canada from last 2 years.

Abhi
 

viper.

Star Member
Aug 11, 2012
55
0
abhi141989 said:
Buddy Just relax,

It will not affect your application unless and until you have adequate financial docs to submit, Means Bank loan of 80%(T+L+T).

I also did not pay my tuition beforehand, nor did my brother. He is in Canada from last 2 years.

Abhi
Thanks a lot friend.
yes i have everything in order (loan + saving etc.) but i was just unsure about beforehand payment to uni.
So i will not have to pay tuition fees before lodging my file,of course i will have to pay commitment fees to uni. it doesn't matter for me.
Am i understood correctly?

Thanks a ton for relieving me,friend
 

abhi141989

Hero Member
May 9, 2012
536
25
Visa Office......
Online (SOWP)
App. Filed.......
04-02-2017
File Transfer...
04-02-2017
Med's Request
03-05-2017
Med's Done....
06-05-2017 (Non eMedical) ; Passed on 09-05-2017
Passport Req..
16-05-2017
VISA ISSUED...
23-05-2017
LANDED..........
July 2017
YES.. n best of luck.. :) :) :)
 

Aarti2791

Star Member
Sep 8, 2012
153
0
Hi,
I want to apply for the global management course in Humber college. My acads-
10th- 85.84%
12- 77%
graduation (t.y b.com average)- 58.33%
Will be appearing for my ielts on 22nd Sept. I've heard that the visa rejection is high for this course. Is it true? I'm trying for the january intake. Help!