My cousin and her husband recently applied for a visitor visa which was denied due to 2 reasons:
1) You have not satisfied me that you would leave Canada at the end of the year as a TR. In reaching this decision, I considered several factors, including
-I AM NOT SATISFIED THAT YOU HAVE ANSWERED TRUTHFULLY ALL QUESTIONS PUT TO YOU.
2) I am not satisfied that you have sufficient funds, including income or assets, to carry out your stated purpose in going to Canada or to maintain yourself while in Canada and to effect your departure.
Now, I have no idea about the first point because all docs they submitted were authentic, including property papers, bank statements, income tax form, salary slips, marriage certificate, affidavit for change in name of wife, covering letter from wife put in both applications (wife writing that she's sponsoring her husband), post-office FD copies, appointment letters and invitation letter from their aunt in Ontario (mentioning that she's inviting both of them and all their expenses will be borne by themselves i.e. my cousin and her husband).
Now, the only problem we can think of is that the wife showed a saving bank balance of ONLY INR 40,000 (CAD $750) and her husband ONLY INR 10,000 (CAD $180) whereas the FDs amounted to INR 5,00,000 (CAD $9000). Now obviously, FD's were probably not considered liquid and they wanted all that money in liquid form. Another problem is my cousin and her husband, both, used up all the saving bank money after submitting the bank statement and before receiving the visa, so if they verified the balance with the bank, they found out they didn't have that much money.
One more thing I can remember is that the property papers they showed are of their current home they moved into after marriage but their passport addresses are both different i.e. their parents' houses. In the fields of current mailing and permanent address, they mentioned the old addresses as per their old passports in BOTH the fields instead of their actual current home.
As they only get leave from work in August, they need to re-apply immediately. So my concerns are:
1) Could the first reason be finance-related or do you guys think it's something else as they're saying we were not TRUTHFUL?
2) If a family member transfers around CAD $10,000 to my cousin's bank a/c and they immediately (next day) apply for the visa again with revised bank statements, although it would look fishy, what are the chances the finance problem would be solved?
3) Also, if they were to apply for CAIPS notes to find the core problem, how long would it take on average? Someone told me 25 days, but we can't afford to wait that long. Also, is it 25 business days or total days? Could it come earlier?
4) Could the passport-application form address conflict be the "truthfulness" problem?
5) Finally, should I include an invitation letter from me too (as I am an international student studying 2 hrs away from their aunt) and my mother who applied for the visitor visa along with them got accepted, but theirs didn't. Their application didn't mention anything about me though, only their aunt, so I'm thinking that although my additional invitational letter might add more credibility to their application, I'm wondering if they would think why they didn't mention about this cousin of theirs the first time? So should I put an invi letter for them or not?
I would highly appreciate any help/advice from experts on this matter, thank you so so much in advance.
1) You have not satisfied me that you would leave Canada at the end of the year as a TR. In reaching this decision, I considered several factors, including
-I AM NOT SATISFIED THAT YOU HAVE ANSWERED TRUTHFULLY ALL QUESTIONS PUT TO YOU.
2) I am not satisfied that you have sufficient funds, including income or assets, to carry out your stated purpose in going to Canada or to maintain yourself while in Canada and to effect your departure.
Now, I have no idea about the first point because all docs they submitted were authentic, including property papers, bank statements, income tax form, salary slips, marriage certificate, affidavit for change in name of wife, covering letter from wife put in both applications (wife writing that she's sponsoring her husband), post-office FD copies, appointment letters and invitation letter from their aunt in Ontario (mentioning that she's inviting both of them and all their expenses will be borne by themselves i.e. my cousin and her husband).
Now, the only problem we can think of is that the wife showed a saving bank balance of ONLY INR 40,000 (CAD $750) and her husband ONLY INR 10,000 (CAD $180) whereas the FDs amounted to INR 5,00,000 (CAD $9000). Now obviously, FD's were probably not considered liquid and they wanted all that money in liquid form. Another problem is my cousin and her husband, both, used up all the saving bank money after submitting the bank statement and before receiving the visa, so if they verified the balance with the bank, they found out they didn't have that much money.
One more thing I can remember is that the property papers they showed are of their current home they moved into after marriage but their passport addresses are both different i.e. their parents' houses. In the fields of current mailing and permanent address, they mentioned the old addresses as per their old passports in BOTH the fields instead of their actual current home.
As they only get leave from work in August, they need to re-apply immediately. So my concerns are:
1) Could the first reason be finance-related or do you guys think it's something else as they're saying we were not TRUTHFUL?
2) If a family member transfers around CAD $10,000 to my cousin's bank a/c and they immediately (next day) apply for the visa again with revised bank statements, although it would look fishy, what are the chances the finance problem would be solved?
3) Also, if they were to apply for CAIPS notes to find the core problem, how long would it take on average? Someone told me 25 days, but we can't afford to wait that long. Also, is it 25 business days or total days? Could it come earlier?
4) Could the passport-application form address conflict be the "truthfulness" problem?
5) Finally, should I include an invitation letter from me too (as I am an international student studying 2 hrs away from their aunt) and my mother who applied for the visitor visa along with them got accepted, but theirs didn't. Their application didn't mention anything about me though, only their aunt, so I'm thinking that although my additional invitational letter might add more credibility to their application, I'm wondering if they would think why they didn't mention about this cousin of theirs the first time? So should I put an invi letter for them or not?
I would highly appreciate any help/advice from experts on this matter, thank you so so much in advance.