Urgent and important...please help me.

[Louay]

Any chq which has this | can be deposited at (& accepted by) all banks around the world:
...............................v
I thus, don't understand why ur bank is asking u further questions. The issuing bank & it's branch (and the authenticity of which) is pretty much locatable by the banking system with those codes. I deposit international chqs all the time, around the world, w/out any hitch.

Qorax

The problem is that I am living in Saudi Arabia...those people who are working in the bank are dumb and want everything ready. What should I do now???? What should I write the name of the drawee bank and the cheque's number????????????????????????????????????????????????????

 

[Pippin]

I think you will find it is cheque number 825 and I would be willing to guess it is Bank of Canada, LOL....Surely SOMEONE on this forum works in a bank and can quickly search the bank locator for the name.

 

[Louay]

I have no solution for my problem. However, I found a paper with the cheque sent by CIC. It advertise something called ( Direct deposit)..Is that a bank or what???? and could I write it as the drawee bank????

 

[Pippin]

No, definitely not a bank name. Direct Deposit is very common here. An example: You work for a hospital. The hospital pays you twice a month and it is DEPOSITED DIRECTLY to your bank account, you never get a cheque in hand, but the hospital gives you a statement of the payment to show your earnings.

 

[Pippin]

OK. I couldn't stand your pain any longer. Did a google for bank transit number and came up with this: http://banksincanada.net/info/branch-transit-numbers-for-canadian-banks
Branch Transit Numbers for Canadian Banks
Save & Share
Find Routing/Transit numbers for Canadian Banks

anadian transit numbers are regulated by the Canadian Payments Association. A number has the following form:

XXXXX-YYY
where XXXXX is a Branch Number, and YYY is an Institution Number. The dash between the branch number and the institution number is an integral part of the transit number. This format is only valid for paper-type transactions such as cheques. For Electronic Fund Transactions (EFT) the current format is a leading zero, the institution number, then the branch number all with no dashes. For example if a cheque reads XXXXX-YYY , the corresponding EFT code would be 0YYYXXXXX.

As a general rule, Bank institution numbers start with 0, 2, 3, or 6, Credit Union and Caisse Populaire institution numbers start with 8, and Trust Company institution numbers with 5.

Examples:

XXXXX-001 Bank of Montreal
XXXXX-002 Bank of Nova Scotia
XXXXX-003 Royal Bank of Canada
XXXXX-004 Toronto-Dominion Bank (which is the legal name for the bank, although it operates as TD Canada Trust)
XXXXX-006 National Bank of Canada
XXXXX-010 Canadian Imperial Bank of Commerce (includes President’s Choice Financial)
XXXXX-016 HSBC Canada
XXXXX-030 Canadian Western Bank
XXXXX-039 Laurentian Bank of Canada
XXXXX-117 Government of Canada (Not listed as a member of the Canadian Payments Association)
XXXXX-127 Canada Post (money orders)
XXXXX-177 Bank of Canada (Canadian central bank)
XXXXX-219 ATB Financial
XXXXX-260 Citibank Canada
XXXXX-270 JPMorgan Chase Bank, N.A. (Toronto Branch)
XXXXX-290 UBS Bank (Canada)
XXXXX-308 Bank of China (Canada)
XXXXX-309 Citizens Bank of Canada (Canada)
XXXXX-326 President’s Choice Financial (no longer assigned, now shares XXXXX-010 code with CIBC)
XXXXX-338 Canadian Tire Bank
XXXXX-340 ICICI Bank Canada
XXXXX-509 Canada Trust (prior to the merger of TD & Canada Trust)
XXXXX-540 Manulife Bank
XXXXX-614 ING Direct Canada
XXXXX-809 [Central 1 [Credit Union] – BC Region]
XXXXX-815 Caisses Desjardins du Québec
XXXXX-819 Caisses populaires Desjardins du Manitoba
XXXXX-828 [Central 1 [Credit Union] – ON Region]
XXXXX-829 Caisses populaires Desjardins de l’Ontario
XXXXX-837 Meridian Credit Union (formerly Hepco)
XXXXX-839 Credit Union Heritage (Nova Scotia)
XXXXX-865 Caisses populaires Desjardins acadiennes
XXXXX-879 Credit Union Central of Manitoba
XXXXX-889 Credit Union Central of Saskatchewan
XXXXX-899 Credit Union Central Alberta
XXXXX-900 ?

I got so excited until I saw there was no bank with 884 in the list.

 

[Pippin]

OK there is something very odd going on here. I put in the actual numbers you supplied on the coloured "picture" of the cheque. Found this site with exactly the same numbers. http://virtgate.com/vgviewpage.asp?Pg=219&HS=

I suggest you spend some time doing a few googles with the bank numbers.

 

[Pippin]

I don't get why ur bank is not accepting that chq and acting weird. All chqs nowadays [especially & albeit of here] r traceable, SWIFT located and auto-cashable. This is how they r coded:



Qorax

Oh for crying out loud!!!!!!!! I have spent goodness knows HOW LONG trying to unravel the bank location of the image and now realize that it was probably just a picture of any old cheque used for demonstration purposes!!! I couldn't see the image in Louay's image shack and thought this was the cheque he wanted identified......can I give up now? LOL

 

[qorax]

Oh for crying out loud!!!!!!!! I have spent goodness knows HOW LONG trying to unravel the bank location of the image and now realize that it was probably just a picture of any old cheque used for demonstration purposes!!! I couldn't see the image in Louay's image shack and thought this was the cheque he wanted identified......can I give up now? LOL

His Chq No. is: 00000-117-0852046947181
The one I posted as a sample was a fictitious one... for explanation purposes only.

 

[Louay]

Dear Pippin:
What a great man you are!!!!! I really appreciate it my dear friend..... I am unable to describe my feelings....You are doing all that for someone you don't know....Thank you veryyyyyyyyyyyyyyyyyyyy much.

 

[Louay]

Dear Qurax:
You have no solution for me then???!!!!!! How can I explain the situation for those dumb people here???!!!!!!

 

[qorax]

Dear Qurax:
You have no solution for me then???!!!!!! How can I explain the situation for those dumb people here???!!!!!!

1. Try depositing it in another branch, OR
2. One of their Chq Depositing Machines.



Qorax

 

[Pippin]

EUREKA!!!!!!!!!!!!!!!!! I've got it........ Look at the list I posted with all the bank numbers. You will see that 117 is......wait for it......GOVERNMENT OF CANADA!
Please let us know if this is what they were looking for. I don't know what the cheque number is.

 

[229334]

His Chq No. is: 00000-117-0852046947181
The one I posted as a sample was a fictitious one... for explanation purposes only.

chque no is just 0852046947181

Bank name. Govt of canada.

you can also write urgent email to cio sydney and ask this information or you can call them at

(0016139444000) use options 1...2....1.....2.....1

and ask them to ask their account department to give you this information

 

[229334]

Many congrats that your cheque was paid into account today...

 

[AAJ]

The problem is that I am living in Saudi Arabia...those people who are working in the bank are dumb and want everything ready. What should I do now???? What should I write the name of the drawee bank and the cheque's number????????????????????????????????????????????????????

Lolz... now I understand what is the REAL problem...