Your brother certainly can do a gift deed that is notarized. Google Gift Deed Canada format. Still need to address other reasons for refusal which is proving that it is not a short stay - family (children under 22), job letters with approved leave, pensions, investments, properties etc. Have detailed itinerary.
1. In addition to the gift deed, I am still planning to submit a copy of that letter to the bank (State Bank of India) stating that ''please transfer the maturing FD's principal plus accrued interest in September 2023 to the account instead of renewing it, as it is needed to cover travel costs for a planned trip to Canada in November 2023''.
Will that letter be ok, or it can raise additional doubts in VO's mind?
My thought process is that it should appease VO that they will have additional funds available before travelling to Canada. The application, approval and passport stamping in itself may take 1 month or so. Thus, around 3 months will be there to book cost effective flight tickets for the round trip. If applying in September end, after the complete chain of process, less than 1 month will remain to book tickets, thus, they will be costly. Will it be a good idea to explain this as well in the purpose of travel or cover letter? Or it's understood that booking tickets few months before is normal as it's cost effective.
2. Also, Does the gift deed amounts needs to be in my father's account for a period of 6 months, or he can submit the bank statement covering that transaction after few days itself? I was reading a thread here on gift deed as POF for Permanent Residence process and there it's being advised to either create an FD of the received gift or keep it in the account for 6 months before submitting it to the VO.
3. In the PR thread it's evident that FD is considered as a proof of available liquid funds. Why it's not the case for visitor visa?
Thank you for all your help!