Hi,
This question is best posted in the MPNP forums. Although we do have posters here from those forums, you will have more people who have gone through that route and will be in a position to provide experiences.
Nevertheless, I will take a stab at the question. Well una, don't focus dun sa bank account. Focus on the amount for the settlement funds. A bank balance is only but one of those that will comprise your "settlement funds"
=====
http://www.immigratemanitoba.com/apply-to-mpnp/documents/
Settlement Funds
All applicants should have C$10,000 plus C$2,000 for spouse and each accompanying dependant.
This is NOT a program fee; settlement funds are the recommended amount of money for you to have available to support yourself and your family as you arrive and adjust to life in Manitoba. (In all cases you must provide evidence of some settlement funds in your name)
Submit copies of bank statements and certificates of deposit demonstrating a clear financial history of sufficient and transferable settlement funds (liquid assets) in your name and/or the name of your spouse or common-law partner, AND, if applicable:
-copies of securities and other investments
-proof of ownership of real estate including a current market price evaluation, or other assets (not including personal items such as jewelry, furniture or vehicles) owned by the applicant or spouse, with objective fair market value evaluation
-If there are currency controls in your country of residence, the MPNP may require proof of transferability.
=====
As I read it "settlement funds" is taken as the total of your available liquid and transferable assets (net worth). If you currently have let say $5000.00 in your bank account but has an additional $5000.00 worth from other sources (investments, vehicles, stock etc.) - then that is $10,000.00 and enough to comply with the requirement. Madali kasing ma-ibenta ang mga "other sources" at ma-convert (hence liquid assests) sa kailangang halaga ng settlement funds. Ayon sa requirements - kailangan ang settlement funds ay $10k plus $2k per dependent, pero hindi nakasaad na ito ay mula lamang sa bank account (or sa isang source lamang).
Of course, hindi lahat ng applicants me additional transferable assets, and thus only the bank account is the proof showing settlement funds. If this is the case, then first you need to show you have $10k at the time of application, which means sa simula pa lang, kung bank account lang ang patunay ng settlement funds mo, meron na itong laman ng kinakailangan halaga. Kung sa time ng application mo ay hindi sapat sa $10k ang laman ng bank account mo, at wala kang ibang transferrable assets upan punuan ang kakulangan, hindi mo na-comply ang settlement fund requirement.
Kaya hinihingi din ang kasaysayan ng 6 na buwan ay (sa tingin ko) dahil nga ang ibang applicants ay bank account lang ang hawak, at minamabuti ng mga kinauukulan na tingan kung tugma ba o reasonable ang history ng account (halimbawa from 2k to 10k in a few days lang??) at ito ay magsisilbing patunay na may kakayahan ang applicant na punan ang kinakailangan settlement funds mula sa sariling mga sources. Consistency ang kinakailangan, dahilan maaring pagmulan ng tanong kung makikitang mababa sa simula ang laman ng bank account nguni't bigla namang tataas na hindi alam ang pinagmulan ng pondo, o hindi maipaliwanag ng kasalukuyang sweldo/income ng applicant.
Kung susundan mo ang mga sinabi sa thread na ito - nandun din ang mga kasagutan sa tanong mo. Maganda ang paliwanag ni znarfier dito:
http://www.canadavisa.com/canada-immigration-discussion-board/mpnp-settlement-fund-question-t203111.0.html
../hth