Dear
@legalfalcon
AOR 7 feb 2019
Received GCMS notes today and My eligibility is review required for settlement funds; last updated by centralised Intake Office on 10 Apr 2019; status on last pages of GCMS Notes as below.. Please help decipher this
"Review required for Proof of funds regarding Citibank (Credit card payments issued on bank account, there is no disclosure of credit card on the file"- EDOC#273498559
A11.2- Review Required R75:FSW Minimum Requirements Review Required R76: Selection Criteria FSW Points: review Required R76 Selection criteria Funds- Review Required FSW Points Total: 79 Ready to finalise, RPRF: Complete
The eligibility takes place in 2 stages. First, an analyst will review and make a recommendation. Then this recommendation is reviewed by an officer, who makes a final determination over the file.
The analyst will make things, that he /she things need to be flagged, and there are review required.
Here, your your bank account states credit card statements or entries, but you did not disclose it in your PoF.
IRCC clearly states to mention all debts. If you do not have any debt, as in if you pay off your CC every month, you need not worry. Also, see my post in this, re-posting it again:
Understanding “Review Required”
A lot of applicants see “review required” in their GCMS notes for eligibility. There are many theories floating around with regard to what “review required” means and if it is alarming.
Before I venture into explaining the significance, it is important to understand that each application goes through the following stages as per the Immigration and Refugee Protection Act and the regulations (Canadian Immigration Law):
R10 – Completeness Check
Criminality
Medicals
A11.2 – eligibility
Security
Out of the above, the most important stage is eligibility. This is also the most time-consuming stage because your documents have to be verified, evaluated and assessed to ascertain that you meet the eligibility criteria for the program you have applied (FSW / CEC / FTW). To stream line this process and make it easier for an immigration officer (decision making authority), all applications are first evaluated by case analysts or program assistants. They review the documents and summarize it in the GCMS. If they have any concerns with any document or want the immigration officer to carefully look into a specific document, they will flag it as “review required.” It is the content of the note that is important here. If the review required is for a specific document, while the summary of the note says that an applicant has met the eligibility, or “ready to finalize” it simply means that while the applicant has met the eligibility criteria, but the specific document needs a careful examination form the officer before promoting (eligibility pass) by the officer.
However, if there are concerns, there will be a review required for the eligibility, and there will be no text to the effect “ready to finalize” or pass. The note will specifically state job duties do not match, or the employment cannot be verified, or the number of years of work experience claimed cannot be verified. This is where an application can land in muddy waters. But the final decision rests on the immigration officer. He may override the decision of the analyst / assistant or go with the analysis of the analyst / assistant.
Even in cases where the analyst / assistant is of the opinion that the applicant has met the eligibility, and there is no “review required,” the officer can replace it with his own opinion. Though rare, but it does happen. This is why the eligibility is only passed when an officer conclusively marks the eligibility as passed.
Finally, there is “review required” for PoF. This is the most common in many applications. This is because, the financial and banking practices of each country are different. Eg. Fixed deposits are know as Certificate of Deposit (CD) in the US. Similarly, treasury bonds, mutual funds, stocks, and many other investment vehicles are there. If your PoF anything other than a bank deposit, it is more likely that it will be marked as “review required.” Also, IRCC does not go by day to day fluctuations in FOREX. Instead, the Canadian federal government issued a quarterly conversion rate for all FOREX vis-a-via CAD. If your PoF is in a foreign currency, then you may have “review required” for the officer to make a determination.
Just because you have “review required” does not mean that you hit the panic mode. Instead, read the context in which it is there. If there is a concern regarding a document, you can send a replacement document via CSE. The most common reasons for RR are:
1. Work reference letter without job duties
2. Work reference letters missing all the details requested by IRCC
3. If you submitted a letter from a colleague because you were unable to get one from your employer, but did not have a LoE on file, this too will lead to RR.
4. Not sufficient work experience in the primary NOC.
5. Inability to verify your employment as your employer details are missing.
There are just some of the scenarios.
and I intend to add my spouse to the application. After some research, I found out that the following are requested by CIC after raising a CSE to inform about a change in marital status:
