Hi! Yeah, I'm not sure what to expect as far as my physical goes for the application so I guess I'll see what happens when I get to that point. Also, thank you driftcars, I actually found an office that is taking me and they listed all their prices for every visit along with an idea of how much delivery will cost without insurance. I wish I was able to go under my husbands healthcare as his wife but unfortunately, it doesnt seem it will work for me since I am not a resident/Canadian yet. Thank you for your help and offering a suggestion for doctors!! I am hoping that once delivery comes along it will be natural and no c-section will be needed as I'm sure that will increase the cost greatly! It's hard to know what will happen so early into this, I am only 6 weeks pregnant now. Thank you again for the input!