Super visa - health insurance refund ?

[Gill1234.shergill]

I bought insurance for supervise for my mother for 1 year, I made claim for 30$ which I has not received it yet. Now she is travelling back to home country so no more need the insurance. I called the agent asked for refund/reimbursement but he mentioned as I had made the claim for 30$ which I has not got it so won't be able to proceed with refund request. She was here only for 2 months and made only one claim which is not completed yet.


Is that possible if I ask insurance company to cancel the claim and then ask for refund?

Thanks you in advance for the help

 

[malwai3x]

I bought insurance for supervise for my mother for 1 year, I made claim for 30$ which I has not received it yet. Now she is travelling back to home country so no more need the insurance. I called the agent asked for refund/reimbursement but he mentioned as I had made the claim for 30$ which I has not got it so won't be able to proceed with refund request. She was here only for 2 months and made only one claim which is not completed yet.


Is that possible if I ask insurance company to cancel the claim and then ask for refund?

Thanks you in advance for the help

Which insurance company?

 

[canuck78]

would recommend people pay small claims like this rather than risk having your premium increase.

 

[Gill1234.shergill]

i got the insurance from destination travel company

 

[vdhanju1]

Once claim has been filed, there is no refund. You should have taken advice of your agent before filing a small claim if you knew she planned to go back soon.

 

[Gill1234.shergill]

I read the policy it says "Under no condition will a refund be made if a claim has been incurred or paid or is pending"
but the claim i had made has been cancelled, neither its been paid not pending its cancelled..
is it make any sense?

 

[vdhanju1]

The claim hasn't been paid or pending but it did INCUR.

 

[Gill1234.shergill]

ok,,, thank you for the reply