Study permit refusal

[ddonkuro]

I live in USA while sponsoring my wife to study in Canada. We applied for study permit but received refusal letter today after 4 weeks. The conditions under which the application was refused is as follows:
"• I am not satisfied that you have sufficient funds, including income or assets, to carry out your stated purpose in coming to Canada or to maintain yourself while in Canada and to effect your departure.
• I am not satisfied that you will leave Canada at the end of your stay, as stipulated in subsection 216(1) of the IRPR, based on the purpose of your visit.
• I am not satisfied that you will leave Canada at the end of your stay, as stipulated in subsection 216(1) of the IRPR, based on the limited employment prospects in your country of residence.
• I am not satisfied that you will leave Canada at the end of your stay, as stipulated in subsection 216(1) of the IRPR, based on your current employment situation.
• I am not satisfied that you will leave Canada at the end of your stay, as stipulated in subsection 216(1) of the IRPR, based on your personal assets and financial status.
You are welcome to reapply if you feel that you can respond to these concerns and can demonstrate that your situation meets the requirements. All new applications must be accompanied by a new processing fee."

I provided 4 months bank statement, 4 months pay stubs, employer letter with salary. In total, we had 29K Canadian dollars, but her tuition is 14K Canadian dollars a year for 2 years. I didn't realized that we needed funding for entire program to get study permit, so, I assumed that since the first year is 14k, having 29K in available funds would suffice for study permit. Hence, the first and last conditions shouldn't have any effect at all. To our supprise, it did. Why? Did we need full funding for a 2 year diploma course + living cost to apply for study permit? Based on our research, the first year + living cost was required, but that doesn't seems to be the case in our situation.

The remaining conditions seem to affect us due to my wife residency in Ghana. She has a job though
Of course, my wife is not with me in the USA, because my employer is still processing my green card application.

We want to reapply for the study permit, after taking personal loans to suppliment our funds. With the loans, we now have 57K Canadian dollars. That is way more than enough for the entire program that is even less than 30K. But before we reapply, I want to include affidavit of sponosorhip, instead of just stating in the application form who is funding her education in Canada and providing proof funding, etc. Can I get some kind of form from the school to fill as a sponsor?
In our second attempt, we want attach a personal letter, stating that my wife will join me in USA after graduation. By that time i will also complete my permanent residence process. Will that be a good idea? Will that take care of the remaining CONCERNS?

 

[canuck78]

I live in USA while sponsoring my wife to study in Canada. We applied for study permit but received refusal letter today after 4 weeks. The conditions under which the application was refused is as follows:
"• I am not satisfied that you have sufficient funds, including income or assets, to carry out your stated purpose in coming to Canada or to maintain yourself while in Canada and to effect your departure.
• I am not satisfied that you will leave Canada at the end of your stay, as stipulated in subsection 216(1) of the IRPR, based on the purpose of your visit.
• I am not satisfied that you will leave Canada at the end of your stay, as stipulated in subsection 216(1) of the IRPR, based on the limited employment prospects in your country of residence.
• I am not satisfied that you will leave Canada at the end of your stay, as stipulated in subsection 216(1) of the IRPR, based on your current employment situation.
• I am not satisfied that you will leave Canada at the end of your stay, as stipulated in subsection 216(1) of the IRPR, based on your personal assets and financial status.
You are welcome to reapply if you feel that you can respond to these concerns and can demonstrate that your situation meets the requirements. All new applications must be accompanied by a new processing fee."

I provided 4 months bank statement, 4 months pay stubs, employer letter with salary. In total, we had 29K Canadian dollars, but her tuition is 14K Canadian dollars a year for 2 years. I didn't realized that we needed funding for entire program to get study permit, so, I assumed that since the first year is 14k, having 29K in available funds would suffice for study permit. Hence, the first and last conditions shouldn't have any effect at all. To our supprise, it did. Why? Did we need full funding for a 2 year diploma course + living cost to apply for study permit? Based on our research, the first year + living cost was required, but that doesn't seems to be the case in our situation.

The remaining conditions seem to affect us due to my wife residency in Ghana. She has a job though
Of course, my wife is not with me in the USA, because my employer is still processing my green card application.

We want to reapply for the study permit, after taking personal loans to suppliment our funds. With the loans, we now have 57K Canadian dollars. That is way more than enough for the entire program that is even less than 30K. But before we reapply, I want to include affidavit of sponosorhip, instead of just stating in the application form who is funding her education in Canada and providing proof funding, etc. Can I get some kind of form from the school to fill as a sponsor?
In our second attempt, we want attach a personal letter, stating that my wife will join me in USA after graduation. By that time i will also complete my permanent residence process. Will that be a good idea? Will that take care of the remaining CONCERNS?

What degree did she apply for and what is her previous education and work experience.

 

[ddonkuro]

What degree did she apply for and what is her previous education and work experience.

She applied for a diploma in library information technology (LIT), with previous education in community development degree from Ghana. she works as a teenage girl educator.

Thanks

 

[canuck78]

She applied for a diploma in library information technology (LIT), with previous education in community development degree from Ghana. she works as a teenage girl educator.

Thanks

One of the likely issues. The degree isn’t really related to her previous education and work experience. The fact that you are in the US creates concerns that both of you have no intention of returning to Ghana. Would suggest ordering GCMS notes.

 

[jweekend]

I live in USA while sponsoring my wife to study in Canada. We applied for study permit but received refusal letter today after 4 weeks. The conditions under which the application was refused is as follows:
"• I am not satisfied that you have sufficient funds, including income or assets, to carry out your stated purpose in coming to Canada or to maintain yourself while in Canada and to effect your departure.
• I am not satisfied that you will leave Canada at the end of your stay, as stipulated in subsection 216(1) of the IRPR, based on the purpose of your visit.
• I am not satisfied that you will leave Canada at the end of your stay, as stipulated in subsection 216(1) of the IRPR, based on the limited employment prospects in your country of residence.
• I am not satisfied that you will leave Canada at the end of your stay, as stipulated in subsection 216(1) of the IRPR, based on your current employment situation.
• I am not satisfied that you will leave Canada at the end of your stay, as stipulated in subsection 216(1) of the IRPR, based on your personal assets and financial status.
You are welcome to reapply if you feel that you can respond to these concerns and can demonstrate that your situation meets the requirements. All new applications must be accompanied by a new processing fee."

I provided 4 months bank statement, 4 months pay stubs, employer letter with salary. In total, we had 29K Canadian dollars, but her tuition is 14K Canadian dollars a year for 2 years. I didn't realized that we needed funding for entire program to get study permit, so, I assumed that since the first year is 14k, having 29K in available funds would suffice for study permit. Hence, the first and last conditions shouldn't have any effect at all. To our supprise, it did. Why? Did we need full funding for a 2 year diploma course + living cost to apply for study permit? Based on our research, the first year + living cost was required, but that doesn't seems to be the case in our situation.

The remaining conditions seem to affect us due to my wife residency in Ghana. She has a job though
Of course, my wife is not with me in the USA, because my employer is still processing my green card application.

We want to reapply for the study permit, after taking personal loans to suppliment our funds. With the loans, we now have 57K Canadian dollars. That is way more than enough for the entire program that is even less than 30K. But before we reapply, I want to include affidavit of sponosorhip, instead of just stating in the application form who is funding her education in Canada and providing proof funding, etc. Can I get some kind of form from the school to fill as a sponsor?
In our second attempt, we want attach a personal letter, stating that my wife will join me in USA after graduation. By that time i will also complete my permanent residence process. Will that be a good idea? Will that take care of the remaining CONCERNS?

It is no surprise that the visa officer is not convinced that your wife is going to study but rather intending to stay in Canada, pretty much using a study visa as an excuse to immigrate to Canada. The fact that she has no way of supporting herself independently while studying in Canada, since it's just her there, and that she comes from a third world country where her intended course of study and qualifications does not help her in her employability in her home country. The cost of the studies out weight her employment prospects, and the only possible reason that she wants a study visa is to find work in Canada.

 

[ddonkuro]

One of the likely issues. The degree isn’t really related to her previous education and work experience. The fact that you are in the US creates concerns that both of you have no intention of returning to Ghana. Would suggest ordering GCMS notes.

@canuck78 Thank you for your suggestion. I researched about GCMS notes and found a company called My Tracker Immigration then placed my order throught it.
It's still hard for me to comprenhen this, becuase my wife even have a multiple entry visa to Canada, which is valid until November 2023. We were in Calgary (Where she intended to study) last October before she returned to Ghana to apply for school, got admission, paid tuition deposit, but can't get a study permit?. She left Canada given all the so called concerns they specified in this letter. Is it not the same visitor visa, which she already has that she needs, plus study permit to study in Canada? It's ridiculous.

 

[Impatient Dankaroo]

@canuck78 Thank you for your suggestion. I researched about GCMS notes and found a company called My Tracker Immigration then placed my order throught it.
It's still hard for me to comprenhen this, becuase my wife even have a multiple entry visa to Canada, which is valid until November 2023. We were in Calgary (Where she intended to study) last October before she returned to Ghana to apply for school, got admission, paid tuition deposit, but can't get a study permit?. She left Canada given all the so called concerns they specified in this letter. Is it not the same visitor visa, which she already has that she needs, plus study permit to study in Canada? It's ridiculous.

What is her real intention of studying in Canada? Will she really go back to Ghana? I suspect the answer to that is a probable no. We are all playing a game here but she needs to at least pretend like she will be returning back home upon graduating. Far too many reasons including the fact that you are in the US to show that she has no intention of returning.