Yes, I also have a query about payment. I have applied in last Feb 2010 and got the reply on 15th March 2010 that my application is process; however my payment which I have made through credit card has been declined. I have checked with the bank and asked them to approved this transaction next time as it was declined by the bank due not taking the manual approval by CRU/canadian merchant. Therefore I have sent the reply through my cousin from Canada directly to CRU sydney Canada to save time last week. However, I still do not get the answer from them. I have respond within one month with the payment with an option of demand draft. Shall I send the demand draft without waiting for their response. Can I ask my cousin to make the draft direct from canada and sent the same to CRU sydney mentioning my B File No. Pls. advise if someone have any knowledge.