Hi..newbie to the forum and whole process so pretty clueless...wondering for what reasons could I be rejected as a sponsor? Naturalized Canadian citizen living in the uk now...no criminal record...work full time as a registered Occupational therapist here in uk...don't have a brilliant credit rating and that is a bit of a worry. will this affect my approval to sponsor my husband who I married 17 years ago? what other factors could affect my approval to sponsor? do I need a health check or just my husband?