My wife was also used to snow. They do have sometimes in her city in Iran, but the only difference is that it stays on the ground few hours instead of few monthssssI was lucky here... The wife is used to snow and (some) cold. Not Ontario cold, but some cold... So the cold weather is ok... The hot is where this all falls down. 25 here is usually like 29-32. She won't even go outside (lol -- whimps!).
Re Card: yeah...if that time includes the CPC time, then cool. Otherwise, we have a COPR, she can get a PRTD