Hi Guys,
I have a question regarding my SINP application.
I applied on 18th May 2016. Received additional information request on 14th July and submitted the documents on 15th August. This request was to upload 3 months account statements for all the accounts that I have shown for Proof of Funds. Some are savings balance and some are recurring deposits and fixed deposits. It was very difficult to take statement for term deposits for specific time period. What I did was I downloaded summary of my recurring deposits from banks internet banking website and it mentioned details like start date, maturity date, maturity value etc and got this signed and stamped. Simillary for an FD. For FD got FD receipts and statements.
Now again I have received an additional document request on 31st August. This time they have asked for birth certificate of my spouse, online settlement plan and proof of settlement funds. For funds they have asked statement of account and transaction history for all the accounts and specificalky mention in the information request letter that "All term deposits should mention your name, start date, maturity date, amount". Honestly I have submitted these things earlier also. But nevertheless I have prepared a letter of explanation and in that LOE I have described about wach account type and what all documents I have attached for each account. Like for Recurring Deposit I have downloaded provisional RD statement. This statement is from start date till present date. Not a statement for specific 3 months because like I said no provision to take statement for specific time period. However, the RD statement clearly shows the amount of each installment paid and at which dates the installments were paid. So lets say if SINP is interestef in knowing balance in my RD between 18th Feb - 18th May. Installement paid date was 6th Feb so as per RD statement they can add up all the paid installment amount till 6th Feb which is effectively the amount as of 18th Feb as the next installment date is 6th March. So this way it can be calculated. Should I explain this to them in the LOE for each RD or is this self explanatory?? Please let me know guys if I have understood their requirement correctly or not or am I missing out on something.. Please help..