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I haven't thought about this yet. I know that Indian policies don't cover care outside of India. Any cover provided for accident or emergencies outside of India by an Indian policy usually requires repatriation of the policy holder back to India for the delivery of care. Always read the fine print!

I don't know if this thread is meant for tourists, students or PRs - I'm guessing PRs - I only read the title of the thread.
Hmmmm
Thanx