+1(514) 937-9445 or Toll-free (Canada & US) +1 (888) 947-9445
Yes my friend based on your info and tge reason of refusal ,the VO would have concerns that you wouldn't return to your home country,
BTW any travel history to UK, US or EU ?

Yes I travelled to UK 3-4 times on student visa for training purposes , travelled to Germany for tourism and other European countries on ship like Portugal, Sweden travelled to USA last year on ship
 
And did you submit these visas when you submitted your visa application, because your travel history looks decent.

Yes I did , I think I was bit unlucky to get her refusal , finance with 30,000 dollar is good enough, what can I do to improve personal assets.
 
Timeline for TRV application applied in September, 2018 via Jalandhar VFS

Application received- 6 September 2018
Eligibility Review Started- 15 October 2018
Final Decision- Refusal
Received correspondence on 16 October 2018 regarding refusal.

Wish you all Good luck who got their TRV's approved or waiting for the result.