Retiring in Canada using the 6 month tourist visa?

[canuck78]

Given that there is no guarantee that the FIL may have to be accompany the family the family and this family is unwilling to be separated I am saying it is always better to be close by if you have 14 properties and that would solve the issue of not being separated from the FIL.

Canadians can also make an effort to boat / hike to enjoy the great outdoors.

Like in the UK, Canadians must make an effort to explore nature. Most Canadians actually live in sprawling cities like in the UK. Moving to Canada doesn’t mean you are suddenly being exposed to more nature.

I am not saying it isn’t possible but given their circumstances it is better to be able to check in on properties and employees and not to be separated from the FIL.

 

[canuck78]

They aren't actually. We remote manage - it's extremely easy. Management company takes care of everything.

I am saying it is best if you can stop by and check on your employees once in a while. It can also reduce your costs if this is your primary source of income. Given the fact that the FIL is not guaranteed to be able to remain with the family full time and remain in Canada it doesn’t seem to make sense to move to Canada. The family has stated that they don’t want any separation from the FIL At any point and somehow they will figure out a way for him to remain in Canada. If it was only an issue of property management it would make sense to move to Canada although OP may not actually unnderstand that Canada faces many of the same issues as the UK. Would suggest that OP do more research and maybe even visit for a week or two.

 

[steaky]

I am saying it is best if you can stop by and check on your employees once in a while. It can also reduce your costs if this is your primary source of income. Given the fact that the FIL is not guaranteed to be able to remain with the family full time and remain in Canada it doesn’t seem to make sense to move to Canada. The family has stated that they don’t want any separation from the FIL At any point and somehow they will figure out a way for him to remain in Canada. If it was only an issue of property management it would make sense to move to Canada although OP may not actually unnderstand that Canada faces many of the same issues as the UK. Would suggest that OP do more research and maybe even visit for a week or two.

Canada is huge. Visiting a week or two is not enough in order to figure the nice spot to live (so as to explore the great outdoors (by foot / boat).

Besides, moving to Canada does not mean they cannot travel back to UK for personal visits. During their personal visits to UK, they can conduct house inspection too.

 

[canuck78]

If you have a young baby it also becomes hard to go on a road trip through the various provinces and cities. Would make much more sense for perhaps just OP to do some scouting trips of various locations on his own. Being on vacation and living somewhere makes a big difference. If this families wants to attempt to sponsor the FIL they will need to be making Canadian income so will be working like the most of us and can’t go hiking or boating daily. Although there are some lucky people who enjoy nature on a daily basis most of have to wait for the weekend or take a few trips out of the city every year. Not sure if you realize it but there is a large portion of people living in Canada who have never left the city. Unless you can drive, have the money to rent a car and have the extra money to take these trips which can get expensive you just remain in the city.

 

[scylla]

I am saying it is best if you can stop by and check on your employees once in a while. It can also reduce your costs if this is your primary source of income.

Management companies aren't your employees. They are companies that specialize in managing rental properties for people who don't want to do it themselves. You hire management companies to manage rental properties for you and pay them a cut of the rent for their services. They handle all of the maintenance, from small stuff like a toilet replacement to replacing a roof - even selling your rental property. There's no need for you to visit either the management company or the rental property. My husband hasn't visited our rental properties in over a decade and I've never seen them. It's honestly extremely easy. Tons of people do it.

 

[steaky]

If you have a young baby it also becomes hard to go on a road trip through the various provinces and cities. Would make much more sense for perhaps just OP to do some scouting trips of various locations on his own. Being on vacation and living somewhere makes a big difference. If this families wants to attempt to sponsor the FIL they will need to be making Canadian income so will be working like the most of us and can’t go hiking or boating daily. Although there are some lucky people who enjoy nature on a daily basis most of have to wait for the weekend or take a few trips out of the city every year. Not sure if you realize it but there is a large portion of people living in Canada who have never left the city. Unless you can drive, have the money to rent a car and have the extra money to take these trips which can get expensive you just remain in the city.

Earning Canadian income does not have to in Canadian soil. They can earn Canadian income from the UK properties once they filed themselves as Canadian taxpayers. Some people have direct access to the water from their home and explore the nearby nature / great outdoor by boat too.

With a young baby, that's why I said 2 weeks is not enough.

 

[canuck78]

Management companies aren't your employees. They are companies that specialize in managing rental properties for people who don't want to do it themselves. You hire management companies to manage rental properties for you and pay them a cut of the rent for their services. They handle all of the maintenance, from small stuff like a toilet replacement to replacing a roof - even selling your rental property. There's no need for you to visit either the management company or the rental property. My husband hasn't visited our rental properties in over a decade and I've never seen them. It's honestly extremely easy. Tons of people do it.

I do realize that. I also do that for a property. I don’t always feel they provide good value for money. They are trying to maximize their profits as a business versus putting the interests of your property first. They barely do anything for the percentage they receive. Luckily I. am picky and reject many of the tenants they have wanted me to rent to. Given that this family is living in the UK and it is their primary occupation and they have 14 properties which may even be subdivided I would think they may be more involved in their properties. My criticism always comes down to the fact that the FIL has no guarantees of being able to visit Canada longterm or become a PR. Given that their property interests are in the UK and that the father is not likely to be able to remain with them longterm without interruption their plan doesn’t seem realistic. They also will likely need to work unless they have enough income from various Canadian rental properties to attempt to qualify for PGP. Nobody knows what PGP will look like in a few years and what changes may be made but a certain level of Canadian income will definitely be a requirementany form of PGP. In general it seems like this family has heard somewhere that Canada is better place to raise your children and bow that they have a child they are anxious to move. Would first make sense to visit and try to live like a local. Things like being exposed to more nature may be true if you live in certain locations in Canada but primarily Canadians live in cities and drive out to the country like they do in the UK. You can get a national trust membership and enjoy various outdoor locations throughout the UK. Flying to ski in Banff or Whistler from the centre or east coast is the same as flying to the Alps. Actually the alps are closer than flying from a east coast city to a western ski location. Given the FIL is in his late 70s he should be getting regular medical care and is prone to more serious health issues. Although the NHS is a mess the a Canadian medical system suffers from many of the same issues just not quite as bad because our population is slightly younger. The Canadian system also covers less that the NHS. We don’t cover things like dental, medication for a large portion of the population, eye Exams, etc. Are medication costs are higher. If the FIL had to be treated in Canada the bills will likely be higher in Canada.

 

[canuck78]

Earning Canadian income does not have to in Canadian soil. They can earn Canadian income from the UK properties once they filed themselves as Canadian taxpayers. Some people have direct access to the water from their home and explore the nearby nature / great outdoor by boat too.

With a young baby, that's why I said 2 weeks is not enough.

To qualify for PGP, which they would need to do with their plan, they will need Canadian income. Have you travelled with a baby? Babies like routine, they like there own stuff, etc. Travelling when you have 2 set nap schedules means you end up having 1-2 hour windows to do stuff. Newborns can sleep anywhere but once they need quiet to sleep your life revolves around nap 1, nap 2 and bedime. Would personally not travel internationally until after 6 months when your children have had some vaccinations.

 

[canuck_in_uk]

To qualify for PGP, which they would need to do with their plan, they will need Canadian income.

Incorrect. As long as the sponsor is living in Canada and declaring the foreign income in their Canadian tax return, it counts as income for LICO.

 

[steaky]

To qualify for PGP, which they would need to do with their plan, they will need Canadian income. Have you travelled with a baby? Babies like routine, they like there own stuff, etc. Travelling when you have 2 set nap schedules means you end up having 1-2 hour windows to do stuff. Newborns can sleep anywhere but once they need quiet to sleep your life revolves around nap 1, nap 2 and bedime. Would personally not travel internationally until after 6 months when your children have had some vaccinations.

Again, you don't know what you talking about. As long as they declared their UK rental income in their Canadian tax returns, the U.K. income will be counted as Canadian income. Have you travelled with or seated near babies (age less than 6 months) in a transatlantic or transpacific flight? baby takes nap, playing with their adults, adult feeding them, etc. I guess you are one of those Canadian you mentioned that never travels.

 

[Copingwithlife]

Again, you don't know what you talking about. As long as they declared their UK rental income in their Canadian tax returns, the U.K. income will be counted as Canadian income. Have you travelled with or seated near babies (age less than 6 months) in a transatlantic or transpacific flight? baby takes nap, playing with their adults, adult feeding them, etc. I guess you are one of those Canadian you mentioned that never travels.

Really , that’s what infants do on international long haul trips ? Long haul, like 10+ hours .I’ve taken on average 4+ these type of trips, every year, for 30 years, and more than likely there will be a infant crying. Not just one, but more then one .That’s reality
People overseas seem to have this Nirvana type thinking of Canada, where everyone is living in a Leave it to Beaver episode. You talk to many people ,example in Toronto (not all before anyone jumps on that ), and there goal is too get out . It’s over populated, over priced, and people getting shot these days, doesn’t even make anyone surprised anymore. .Years ago, when that young girl, Jane Creba was shot and killed near the Eaton Centre during gang crossfire , it shocked people. Now, unfortunately it doesn’t.
People don’t know what big Canadian cities used to be like , because they weren’t here 30 plus years ago.
For these ones thinking of moving to “Pleasantville”, it would be foolish to move without investigating more . Since we’re all aware, from being on this forum, people move and then suddenly realize it’s not all that it’s cracked up to be

 

[canuck78]

Again, you don't know what you talking about. As long as they declared their UK rental income in their Canadian tax returns, the U.K. income will be counted as Canadian income. Have you travelled with or seated near babies (age less than 6 months) in a transatlantic or transpacific flight? baby takes nap, playing with their adults, adult feeding them, etc. I guess you are one of those Canadian you mentioned that never travels.

Have definitely travelled with babies. First airplane cabins are filled with people who may decide vaccinations are no longer cool while a baby has not been fully vaccinated. I know I have picked up a cold on a flight so I would never recommend taking a baby on a flight under 3 months but at 6 months their immunity is not great even if they are breastfed. Most babies tend to freak out or not want to stay still. You will see parent with babies and toddlers doing laps of airplanes. I have also offered to hold babies when I see that mothers and fathers are about to lose it and need a break after holding a screaming baby for an hour. Some children are more prone to not being able to equalize the air pressure in their ears. When you get to your destination your baby deals with jet lag for the next week so you do as well. Exploring Canada for the few months involve trying to get out between naps and before bedtime or your child will freak because they are not getting good quality naps. Every parent has driven around for at least an hour or two because their child really needs a good nap or just hangs out in their parked car. There may be some really easy going babies but babies don’t like to spend a day driving in a car seat or in the stroller. They want out to explore. They like routine. They don’t like to go from place to place and time zone to time zone. Springing ahead is better than falling back but your kids don’t care what time it actually is. I don’t understand how this plan makes sense. All of a sudden this family had a baby and decided they need to relocate to Canada ASAP. They haven’t even calculated if they qualify and they are planning on three generations coming to Canada as visitors to buy a property and then find a way for all of them to permanently live in Canada. There is a total disregard that the FIL will not have status in Canada for many years or ever and it is possible that he could be asked to remain out of Canada. The OP made it clear that separation between the wife and father is not an option. I don’t quite see where this advice to move to Canada because it will be such a better for their child has come from. Has the person giving advice lived in Canada and the UK recently? It sounds like this family is part of the top 10-20% of income earners so isn’t stuck on a council flat in the middle of an estate in a city with no major employers/industry left. I don’t see how Canada is this utopia that has no crime and everyone has more access to nature than in the UK. The UK actually probably has more people living in very picturesque villages in the country. Why risk having to be separated from the FIL when they are leading a very comfortable life in the UK? Assume their property ownership is under some form of business to minimize how much tax they pay and maximize how much they can write off so how they pay themselves may not qualify them for PGP.

 

[steaky]

Really , that’s what infants do on international long haul trips ? Long haul, like 10+ hours .I’ve taken on average 4+ these type of trips, every year, for 30 years, and more than likely there will be a infant crying. Not just one, but more then one .That’s reality
People overseas seem to have this Nirvana type thinking of Canada, where everyone is living in a Leave it to Beaver episode. You talk to many people ,example in Toronto (not all before anyone jumps on that ), and there goal is too get out . It’s over populated, over priced, and people getting shot these days, doesn’t even make anyone surprised anymore. .Years ago, when that young girl, Jane Creba was shot and killed near the Eaton Centre during gang crossfire , it shocked people. Now, unfortunately it doesn’t.
People don’t know what big Canadian cities used to be like , because they weren’t here 30 plus years ago.
For these ones thinking of moving to “Pleasantville”, it would be foolish to move without investigating more . Since we’re all aware, from being on this forum, people move and then suddenly realize it’s not all that it’s cracked up to be

I heard laughter too when they playing with their adults and seniors. On the other hand, someone might know what big Canadian cities used to be like, because they were there 40+ years ago.

 

[steaky]

Have definitely travelled with babies. First airplane cabins are filled with people who may decide vaccinations are no longer cool while a baby has not been fully vaccinated. I know I have picked up a cold on a flight so I would never recommend taking a baby on a flight under 3 months but at 6 months their immunity is not great even if they are breastfed. Most babies tend to freak out or not want to stay still. You will see parent with babies and toddlers doing laps of airplanes. I have also offered to hold babies when I see that mothers and fathers are about to lose it and need a break after holding a screaming baby for an hour. Some children are more prone to not being able to equalize the air pressure in their ears. When you get to your destination your baby deals with jet lag for the next week so you do as well. Exploring Canada for the few months involve trying to get out between naps and before bedtime or your child will freak because they are not getting good quality naps. Every parent has driven around for at least an hour or two because their child really needs a good nap or just hangs out in their parked car. There may be some really easy going babies but babies don’t like to spend a day driving in a car seat or in the stroller. They want out to explore. They like routine. They don’t like to go from place to place and time zone to time zone. Springing ahead is better than falling back but your kids don’t care what time it actually is. I don’t understand how this plan makes sense. All of a sudden this family had a baby and decided they need to relocate to Canada ASAP. They haven’t even calculated if they qualify and they are planning on three generations coming to Canada as visitors to buy a property and then find a way for all of them to permanently live in Canada. There is a total disregard that the FIL will not have status in Canada for many years or ever and it is possible that he could be asked to remain out of Canada. The OP made it clear that separation between the wife and father is not an option. I don’t quite see where this advice to move to Canada because it will be such a better for their child has come from. Has the person giving advice lived in Canada and the UK recently? It sounds like this family is part of the top 10-20% of income earners so isn’t stuck on a council flat in the middle of an estate in a city with no major employers/industry left. I don’t see how Canada is this utopia that has no crime and everyone has more access to nature than in the UK. The UK actually probably has more people living in very picturesque villages in the country. Why risk having to be separated from the FIL when they are leading a very comfortable life in the UK? Assume their property ownership is under some form of business to minimize how much tax they pay and maximize how much they can write off so how they pay themselves may not qualify them for PGP.

People of all ages deals with jet lags too after long haul flights. That's one of the reasons why two weeks is not enough. They need more time than merely 2 weeks in order to adapt. Why are you sound so pessimistic about the idea? Unless the family already own a home in Canada, the process of home purchase will not be completed in a short time frame. Some people need months to hunt for their dream house (in the same time zone) while stay in a nearby hotel or camper.

Also do you know many public school children might not had proper vaccination before they come to Canada?