Can anyone guide, if Toronto East General Hospital can take a pregnant mother one month before the delivery date? The pregnant mother is Canadian PR, with valid OHIP card. Moreover, what are some of the health insurance companies in Toronto, through which pregnancy & new born treatment can be insured?
Registration for delivery of baby in a Hospital in Tornoto
- Thread starter Shakilahmdd
- Start date
As for if they will take her or not, talk to the hospital and ask.
A PR mother with a valid OHIP card should be covered but there is also a possibility to lose OHIP coverage through not staying in Ontario even though the OHIP card is still valid. If that is the case here and she uses the still valid OHIP card to get health care covered and if OHIP later finds out that she should not have been covered because she had not been living in ON, they could back charge her for the costs they covered.
As for private insurance, if she is covered by OHIP, she would not need it as OHIP would cover all costs. If that is not the case, you would have a hard time to find private insurance that will cover pregnancy and child birth for a woman who is already pregnant because it is a pre-existing condition. The newborn will be a Canadian citizen and will have OHIP coverage from birth.
A PR mother with a valid OHIP card should be covered but there is also a possibility to lose OHIP coverage through not staying in Ontario even though the OHIP card is still valid. If that is the case here and she uses the still valid OHIP card to get health care covered and if OHIP later finds out that she should not have been covered because she had not been living in ON, they could back charge her for the costs they covered.
As for private insurance, if she is covered by OHIP, she would not need it as OHIP would cover all costs. If that is not the case, you would have a hard time to find private insurance that will cover pregnancy and child birth for a woman who is already pregnant because it is a pre-existing condition. The newborn will be a Canadian citizen and will have OHIP coverage from birth.
haver said:
Hi Haver
I have question, i was wondering if you could help me with it. I landed in Canada in Sept 2013, i applied for the PR and Health card.
Subsequently, after receiving the cards, i left for my home country. Now my wife is 3 months pregnant. I am planning to move back to Canada. I was wondering since my wife and i have never used the health card. Would the pregnancy be covered under Ontario Health program. The health card which i have has not expired yet according to expiry date on the card.
I would appreciate if you could help me with it.
Cheers
Shaani said:
She lost her OHIP coverage a long time ago due to not meeting OHIP residency requirements. So she will have to re-qualify upon returning to Canada, meaning she will need to wait 3 months after returning before she is eligible for OHIP coverage again. Any expenses incurred during these 3 months need to be paid out of pocket by you. After the 3 months waiting period, all health costs including delivery will be covered. So if you plan to deliver in Canada you should return asap.
If she tries to use OHIP coverage during first 3 months and they later learn she didn't actually qualify for it, OHIP will then charge you for all the services used.
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