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Refusal on Online TRV for Retired Parents in India

recruitskm

Full Member
May 30, 2014
44
3
Hello Experts,

I need your help in re-filling TRV for my retired parents in India.

Online Submission : 15th Feb 2016
Outcome Declared : Refused on 18th Mar 2016
Reasons for Refusal : 1. No travel history
2. I am not satisfied that you have sufficient funds, including income or assets, to carry out your stated purpose in going to Canada or to maintain yourself while in Canada and to effect your departure.

My parents has never travelled in the past so no question of having a travel history. They have shown a fixed deposit of 20 lakhs along with the bank statement with the balance of 1.8 lakhs. I would appreciate if someone can recommend me what would be the possible documentation to counter above reasons of refusal.

Sachin
 

steaky

VIP Member
Nov 11, 2008
14,783
1,754
Job Offer........
Pre-Assessed..
How many days of staying in Canada did they mentioned in their previous application? It's generally better to say for a shorter time such as few weeks.
 

Bryanna

VIP Member
Sep 8, 2014
14,136
3,122
Hi Sachin,

They have shown a fixed deposit of 20 lakhs
Are these fixed deposits on a cumulative interest basis with interest payable on maturity..... or is the interest credited to their bank accounts on a regular basis?
If these are cumulative interest FDs then the available funds for their visit will be only their bank balance.... which is very low.

If the interest is credited on a regular basis then do include FD interest certificates + a letter from the bank(s) stating these FDs are not locked-in/not mortgaged and can be liquidated, if required. Also, mention this point in the covering letters as available funds for their visit.


the bank statement with the balance of 1.8 lakhs.
This amount is very low.... and would not cover the airfare for both your parents + approx. CAD 1000 per week of visit


Do your parents have a joint bank account ie for the balance of INR 180,000?
Are the FDs owned jointly by your parents?
Do your parents have any other source of income.... shares/stocks, mutual funds, pension funds (either short-term locked-in or available), rental income, etc?
What other ties can your parents demonstrate to India?


Cheers
 

tanvirmustan

Hero Member
Dec 14, 2012
355
45
124
Dhaka
Category........
Visa Office......
VFS-Dhaka
Job Offer........
Pre-Assessed..
App. Filed.......
3-3-13
Doc's Request.
3-3-13
IELTS Request
6.5
File Transfer...
6-3-13
Med's Request
21-3-13
Med's Done....
23-3-13
Interview........
Not required
Passport Req..
15-4-13
VISA ISSUED...
24-4-13
did u make an affidavit of financial deceleration
thanks


recruitskm said:
Hello Experts,

I need your help in re-filling TRV for my retired parents in India.

Online Submission : 15th Feb 2016
Outcome Declared : Refused on 18th Mar 2016
Reasons for Refusal : 1. No travel history
2. I am not satisfied that you have sufficient funds, including income or assets, to carry out your stated purpose in going to Canada or to maintain yourself while in Canada and to effect your departure.

My parents has never travelled in the past so no question of having a travel history. They have shown a fixed deposit of 20 lakhs along with the bank statement with the balance of 1.8 lakhs. I would appreciate if someone can recommend me what would be the possible documentation to counter above reasons of refusal.

Sachin
 

MARCHIE

Hero Member
Jan 8, 2011
553
11
Vancouver ....Canada
Category........
Visa Office......
CHC LONDON UK-----Transferred to PVO 7Feb 2013
NOC Code......
3152 ( Registered Nurse )
Job Offer........
Pre-Assessed..
App. Filed.......
26 May 2010
Doc's Request.
18 October 2010
Nomination.....
CHC London 15 Jan 2011...
AOR Received.
1st AOR 18 Oct 2010 / 2nd AOR 16 June 2011..
IELTS Request
All Done..
File Transfer...
PARIS OFFICE
Med's Request
13 March 2013
Med's Done....
10 April 2013
Interview........
Medicals Results Received 15 Aug 2013...
Passport Req..
29 Sep 2013 Submitted @ Abu Dhabi U.A.E
VISA ISSUED...
01 Oct 2013
LANDED..........
Celebrated White Christmas in Vancouver..2013.
safe bet figure is 10k CAD$ TO BE IN BANK 4 MONTHS
 

recruitskm

Full Member
May 30, 2014
44
3
steaky said:
How many days of staying in Canada did they mentioned in their previous application? It's generally better to say for a shorter time such as few weeks.
Hi,

They requested for 3 months stay in Canada. Also i am now attaching a confirmed return ticket (fully paid) while refiling their visa applicaion. Does that help ?

Sachin
 

scylla

VIP Member
Jun 8, 2010
95,881
22,134
Toronto
Category........
Visa Office......
Buffalo
Job Offer........
Pre-Assessed..
App. Filed.......
28-05-2010
AOR Received.
19-08-2010
File Transfer...
28-06-2010
Passport Req..
01-10-2010
VISA ISSUED...
05-10-2010
LANDED..........
05-10-2010
Three months is a long trip for someone with no travel history. I'd recommend you go with three weeks instead.

What proof of ties to their home country can they show?
 

recruitskm

Full Member
May 30, 2014
44
3
Bryanna said:
Hi Sachin,
Are these fixed deposits on a cumulative interest basis with interest payable on maturity..... or is the interest credited to their bank accounts on a regular basis?
If these are cumulative interest FDs then the available funds for their visit will be only their bank balance.... which is very low.

If the interest is credited on a regular basis then do include FD interest certificates + a letter from the bank(s) stating these FDs are not locked-in/not mortgaged and can be liquidated, if required. Also, mention this point in the covering letters as available funds for their visit.

This amount is very low.... and would not cover the airfare for both your parents + approx. CAD 1000 per week of visit


Do your parents have a joint bank account ie for the balance of INR 180,000?
Are the FDs owned jointly by your parents?
Do your parents have any other source of income.... shares/stocks, mutual funds, pension funds (either short-term locked-in or available), rental income, etc?
What other ties can your parents demonstrate to India?


Cheers
Thanks for reverting back. This is an individual FD on my father's name and he is getting regular monthly interest in his bank account. Also this bank account is not joint account because i have shown my father as the Primary applicant so showing all the funds under his name. Is that a concern while filling as joint applicants. Also i am attaching their confirmed (fully paid) ticket next time so having enough funds for airfare won't be an issue anymore. Also you mentioned that $1000 per week is required for their visit - Do i still need to show those funds if they are going to stay with me and i am attaching my Canadian Bank statement with sufficient funds ? Kindly advise so that i can take care of these thing at the time of re-application.

Sachin
 

recruitskm

Full Member
May 30, 2014
44
3
scylla said:
Three months is a long trip for someone with no travel history. I'd recommend you go with three weeks instead.

What proof of ties to their home country can they show?
My entire family is living back home with my two sisters and their families. They have their own house since 1996 where they are staying currently.
 

Bryanna

VIP Member
Sep 8, 2014
14,136
3,122
Hi Sachin,

recruitskm said:
Thanks for reverting back. This is an individual FD on my father's name and he is getting regular monthly interest in his bank account. Also this bank account is not joint account because i have shown my father as the Primary applicant so showing all the funds under his name. Is that a concern while filling as joint applicants. Also i am attaching their confirmed (fully paid) ticket next time so having enough funds for airfare won't be an issue anymore. Also you mentioned that $1000 per week is required for their visit - Do i still need to show those funds if they are going to stay with me and i am attaching my Canadian Bank statement with sufficient funds ? Kindly advise so that i can take care of these thing at the time of re-application.

Sachin
Even though you will submit their applications together, your mom must be able to show that she has some finances of her own for her visit. A joint bank account would have helped.

CAD 1000 per week is only a guide, and applicants must be able to prove they can pay for their visit (not just for their airfare).

Their savings account balance of INR 180,000 is very low for both their TRV applications.


If your sisters are married and live with their families then this will not help as family ties. You may want to prove that your parents have other ties apart from their property ownership


IMO only your dad must apply for a TRV alone.... by showing your mom and their property as strong ties. Your dad must add your mom as a joint bank account holder.... and you can then apply for your mom a few months later (short visit of 2-3 weeks)


Cheers