Ray of Hope 68th Draw

[iamxty]

I don't understand this advice. The correct answer is written on the IRCC website. In black and white. IRCC have gone to lengths to show that this answer is not correct:

http://www.cic.gc.ca/english/resources/tools/perm/express/intake-complete.asp

Quote:
Document requirements
The applicant should provide an official letter(s) from one or more financial institutions that lists all current bank and investment accounts as well as outstanding debts, such as credit card debts and loans.

This isn't ambiguous in the slightest, it says you must disclose everything. I've clarified this myself with IRCC on the phone today: They don't care about your net worth (i.e. if you have debts they're only a problem if you borrowed that money to show POF) but they clearly ask you to provide information about ALL bank accounts and ALL debts you have to ensure that you have not borrowed them for the purpose of providing POF.

Whether or not IRCC will find out about other bank accounts and loans is perhaps another matter, but if you do fail to disclose certain accounts and IRCC subsequently finds out about them then don't come complaining that you've received a five year ban from Canada for misrepresentation.

Failure to disclose something which could be viewed in a negative light by IRCC (something like another bank account showing loan repayments coming from it seems a good example) seems to me like a perfect reason to reject someone and then ban them for misrepresentation.

Thank you for pointing this out but I don't think you will be banned for misrepresentation if you did not disclose all your accounts like credit cards, your application will just be marked as incomplete. I have been reading the reasons for rejection thread and never encountered such cases. You will not be banned for misrepresentation if you did not submit a PCC for a country where you stayed for more than 6 months, or if you selected a wrong NOC. Some misrepresentation examples are providing fraudulent documents like fake work reference letters or fake bank statements. @legalfalcon can give us more accurate answers on this matter.

 

[iamxty]

Honestly I am not mature. I am about 20 years old, except I have been about 20 for over 20 years ... too bad our ages are calculated based on date of birth rather than how old we act and feel ...

I will be glad if we get points on age on how old we look like!

 

[CA_India]

I don't understand this advice. The correct answer is written on the IRCC website. In black and white. IRCC have gone to lengths to show that this answer is not correct:

http://www.cic.gc.ca/english/resources/tools/perm/express/intake-complete.asp

Quote:
Document requirements
The applicant should provide an official letter(s) from one or more financial institutions that lists all current bank and investment accounts as well as outstanding debts, such as credit card debts and loans.

This isn't ambiguous in the slightest, it says you must disclose everything. I've clarified this myself with IRCC on the phone today: They don't care about your net worth (i.e. if you have debts they're only a problem if you borrowed that money to show POF) but they clearly ask you to provide information about ALL bank accounts and ALL debts you have to ensure that you have not borrowed them for the purpose of providing POF.

Whether or not IRCC will find out about other bank accounts and loans is perhaps another matter, but if you do fail to disclose certain accounts and IRCC subsequently finds out about them then don't come complaining that you've received a five year ban from Canada for misrepresentation.

Failure to disclose something which could be viewed in a negative light by IRCC (something like another bank account showing loan repayments coming from it seems a good example) seems to me like a perfect reason to reject someone and then ban them for misrepresentation.

I believe the intention is to ensure that they have not borrowed the money.

If someone proves that the money shown in one account was there since past six months, they won't be needing all bank account details then.

 

[tjsecondtry]

I will be glad if we get points on age on how old we look like!

Only if we are allowed to dye our hair!

 

[iamxty]

Only if we are allowed to dye our hair!

Oh dear..someone already implied his hair are all white! Of course you can dye your hair with a more vibrant colour!

 

[trumprefugee]

I don't want to discourage you but it's very difficult, if not downright impossible, to get a job in a country while you're living somewhere else.

Thank you. I have been looking for the last 3 months. Many companies don't want to sponsor visas, because it is extra work and expense in showing that there is no Canadian available for the job and paying the visa fees. I have been able to get some preliminary interest by indicating on my resume that I am a US citizen who is relocating to Canada, but the interest often goes away after I disclose that I not only am outside Canada but also would need visa sponsorship. I am continuing my job search, but after finally being able to create my EE profile this past Monday and getting NOI from Ontario on Tuesday, I am focusing my efforts on gathering all documents for the OINP application.

 

[Ever+]

Hey folks,
I have a loan ongoing. Does it impact anyway on the total amount to be shown as POF later on, once I get an ITA?

Oh what a day it will b, BTW

 

[thourb]

Hey folks,
I have a loan ongoing. Does it impact anyway on the total amount to be shown as POF later on, once I get an ITA?

Oh what a day it will b, BTW

If you borrowed that money to show POF then yes, otherwise no. Whether you need to disclose it or not is a point of debate - see previous replies to this thread.

 

[Mithu3]

You will likely get the ITA on the next draw or two. Good luck.

Thanks you so much, hoping the same for all the deserving candidates.

 

[nimit12]

438 here. I don't wish to take the PNP route but just to be aware, If I don't accept the NOI in 45 days which I received last week, can I still get nominated in the future worse case things doesn't work - or is it a 'one time in life' thing?

You have 6 months (180 days) to accept the NOI and proceed with the application. However, PNP route is subject to the immigration quota of the particular province that issued you a NOI. For Ontario, it's 6000 people which should be filled by the end of August looking at the number of people opting for OINP. After they stop the program, you can't accept the NOI. However, OINP accepts application every now and then and you can apply for the next round if not this one. They'll issue a fresh NOI for the next round.

 

[nimit12]

are they issuing noi to only ppl with experience in ICT field or they are still sending noi to other proessions with crs above 400?

As far as I am aware, they are still sending NOIs to people above 400 and pursuing other professions.

 

[trumprefugee]

Thank you. I believe the confusion relates to requirements for provincial nomination vs CIC, since many of us seem to be pursuing provincial nomination as a first step. For example, Ontario just requires "Copies of your bank statements for the six months prior to your application submission date," and you can also include investment accounts if your bank statements don't show enough funds. Nowhere does it say "all" bank statements, in contrast to CIC's requirement of "all current bank and investment accounts as well as outstanding debts, such as credit card debts and loans."

8. Settlement Funds (mandatory)
Copies of your bank statements for the six months prior to your application submission date.

 Bank statements should include your name or your spouse or common-law partner’s name, account number, transit/institution number, account balance and currency.
 If you provide bank statements in your spouse or common-law partner’s name, you must include a letter from the financial institution and/or your spouse or common-law partner indicating that you have access to these funds.
 If your bank statements do not demonstrate a personal account standing/final balance that meets or exceeds the Low Income Cost-Offs (LICO), you may include proof of fixed term deposits, stocks, mutual funds, investments, and/or pensions, along with a confirmation that these funds can be immediately liquidated and at what value, and that they are free of debt or financial liability.
AND if applicable:
Evidence of ongoing employment in Ontario or a valid job offer in Ontario if you are demonstrating employment income to satisfy the settlement funds requirement (note that you must be able to legally work in Ontario).

I don't understand this advice. The correct answer is written on the IRCC website. In black and white. IRCC have gone to lengths to show that this answer is not correct:

http://www.cic.gc.ca/english/resources/tools/perm/express/intake-complete.asp

Quote:
Document requirements
The applicant should provide an official letter(s) from one or more financial institutions that lists all current bank and investment accounts as well as outstanding debts, such as credit card debts and loans.

This isn't ambiguous in the slightest, it says you must disclose everything. I've clarified this myself with IRCC on the phone today: They don't care about your net worth (i.e. if you have debts they're only a problem if you borrowed that money to show POF) but they clearly ask you to provide information about ALL bank accounts and ALL debts you have to ensure that you have not borrowed them for the purpose of providing POF.

Whether or not IRCC will find out about other bank accounts and loans is perhaps another matter, but if you do fail to disclose certain accounts and IRCC subsequently finds out about them then don't come complaining that you've received a five year ban from Canada for misrepresentation.

Failure to disclose something which could be viewed in a negative light by IRCC (something like another bank account showing loan repayments coming from it seems a good example) seems to me like a perfect reason to reject someone and then ban them for misrepresentation.

 

[shaun75]

You and i, mate, we are going to have a pint of Guinness. Don't know how popular it is in NI, but wasn't my fav for sure. But will do to recall some of Ireland with ye I went to Belfast once for a day, lovely city i must say. Are you from Belfast mate?

My sis n family actually lives in Kitchener. Just bro-in-law will be attending Uni at Waterloo. I myself would have gone to Simon Fraser Uni if only the damn international officer had not discouraged me to apply. 30 points would have been in the bag ou la la. Hang on, you went to uni there rite! are you not getting any points for that?

I'll hold you to that pint! I'm not a Guinness drinker myself, but I'll certainly give it a go for an afternoon. I'm not originally from Belfast, but work here every day. It's improved drastically since the bad old days of the 'troubles'. There's a lot of money been pumped in and large parts have been completely redeveloped. Dublin is still a nicer city.

Kitchener is a good city as well and a bit like Belfast in that it's seen major redevelopment over the past 10 years albeit still a little industrial. However I like Waterloo better with it's student vibe and 2 universities, but with the cities growing together it's hard to tell them apart now.

My time in Laurier was a year and part of an exchange program with my university back here in NI, so I can't claim it as Canadian education as it's part of a Northern Ireland university degree and it was over 20 years ago. Hopefully I won't need any additional points and by September we'll all get our ITAs. Next summer we'll be in Canada having that Guinness!

 

[iamxty]

I object your honor lol. Poor me, still single here

Any singles looking to pair up?

ROH thread is now a dating site?

 

[trumprefugee]

I will be glad if we get points on age on how old we look like!

Then they would have to take all of us Asians (I'm Asian American)