Proof of funds

[Anpman]

hello all,
I have received my ITA.and in the stage of submitting my application.
I have a doubt regarding POF.Cic site mentions to submit all account, loan, credit card debt detail.
1.I have enough POF in one of my checking account but I have pay my car loan from that account.Do I need to mention about car loan in LOE?I was planning to show only dis account.
2.My salary comes in one more account thru which I pay my credit card debt. Do I need to show that account also? Should I get letter from this bank also?
Thanx in advance

 

[mr.preetsingh]

hello all,
I have received my ITA.and in the stage of submitting my application.
I have a doubt regarding POF.Cic site mentions to submit all account, loan, credit card debt detail.
1.I have enough POF in one of my checking account but I have pay my car loan from that account.Do I need to mention about car loan in LOE?I was planning to show only dis account.
2.My salary comes in one more account thru which I pay my credit card debt. Do I need to show that account also? Should I get letter from this bank also?
Thanx in advance

Ideally no one shows Loans and Credit Cards. Balance certificate with bank statement is enough.

 

[Anpman]

Ideally no one shows Loans and Credit Cards. Balance certificate with bank statement is enough.

But in my bank statement car loan is deducted every month.so won’t they know by themselves?

 

[Noramoda]

But in my bank statement car loan is deducted every month.so won’t they know by themselves?

Not a good idea showing car loan, they will deduct the car amount and count the remaining towards immigration, use the credit cards account if you can coz you can show that as paid of easily, unless you have huge amounts to payoff from that too which you cannot currently.. there should be no loan and if there is, it should be paid of

 

[ECLN]

You have to provide a bank letter where it lists all your loans as per cic requirement. Seniors here say that loans and mortgages do not affect their evaluation unless it is more than you earn