Proof of Funds- Supported by Boyfriend

[susanboyle206]

Hello All,

I urgently need your help.

I'm a UK and Ireland passport holder currently on visitor visa in Canada.

I've worked on the Working Holiday visa in Canada from 2013-2015 December. I happen to meet someone here and got in a relationship. After my work visa expired I got a visitor visa and extended my stay in Canada. I left Canada and I'm back here this month on a visitor visa. I have appeared for my IELTS and has my WES assessment in placxe. my current score is 464 and if I enter the pool, I believe I'll get an invite soon.

But here is the concern:
I have not been working for the past 12 months. However as I didn't have an income my boyfriend supported me and gave me 2k -3k dollars cash every month and I deposited it in my bank (Canada- Scotia) for my monthly expense and basically spent it all. Now I don't have enough balance (12k) in my personal account. However, I have a joint account with my boyfriend which has enough balance to show.

In my cic profile, I have mentioned I'm single and my boyfriend is a Canadian citizen.

Questions:
1. Can I show our joint account as my proof of fund? I'm not receiving any income on that account. It's all his earning.
2. Can he gift me 13k dollars in my Canadian account and give a letter of explanation?

I do not have any other assets or bank account statements to show in Ireland.

Kindly suggest!!

 

[DelPiero07]

IMO is it much safer to go with option 2 - get a self-declaration from him that the money is a gift and not a loan and get proof of transfer and you'll be fine.

Option 1 - i'm unsure of, you could get a NOC (No objection certificate) from him but I don't know if this will suffice.

 

[thepilot]

Hello All,

I urgently need your help.

I'm a UK and Ireland passport holder currently on visitor visa in Canada.

I've worked on the Working Holiday visa in Canada from 2013-2015 December. I happen to meet someone here and got in a relationship. After my work visa expired I got a visitor visa and extended my stay in Canada. I left Canada and I'm back here this month on a visitor visa. I have appeared for my IELTS and has my WES assessment in placxe. my current score is 464 and if I enter the pool, I believe I'll get an invite soon.

But here is the concern:
I have not been working for the past 12 months. However as I didn't have an income my boyfriend supported me and gave me 2k -3k dollars cash every month and I deposited it in my bank (Canada- Scotia) for my monthly expense and basically spent it all. Now I don't have enough balance (12k) in my personal account. However, I have a joint account with my boyfriend which has enough balance to show.

In my cic profile, I have mentioned I'm single and my boyfriend is a Canadian citizen.

Questions:
1. Can I show our joint account as my proof of fund? I'm not receiving any income on that account. It's all his earning.
2. Can he gift me 13k dollars in my Canadian account and give a letter of explanation?

I do not have any other assets or bank account statements to show in Ireland.

Kindly suggest!!

If you lived with your bf, you will be considered common law which will lower your points.
If you did not, then he cannot do either.

Why not apply with 464? Did you ever work in Canada?

 

[DelPiero07]

If you lived with your bf, you will be considered common law which will lower your points.
If you did not, then he cannot do either.

Why not apply with 464? Did you ever work in Canada?

What are you talking about? Her boyfriend is a Canadian citizen. She can and will apply with 464 she is simply asking about POF.

 

[thepilot]

What are you talking about? Her boyfriend is a Canadian citizen. She can and will apply with 464 she is simply asking about POF.

Well, if she lived with him it is considered common law when they ask how they got the money what is she supposed to say?

He gave it out of kindness? yeah no.

 

[DelPiero07]

Well, if she lived with him it is considered common law when they ask how they got the money what is she supposed to say?

He gave it out of kindness? yeah no.

It's called a gift deed.

 

[thepilot]

It's called a gift deed.

Well IRCC will suspect of that gift deed and who it came from.

If they ever found out it was common law, it will fall under misinterpretation as it gives less points and may potentially ban from the pool

GL OP

 

[kryt0n]

Well IRCC will suspect of that gift deed and who it came from.

If they ever found out it was common law, it will fall under misinterpretation as it gives less points and may potentially ban from the pool

GL OP

Depends. If she hasn't lived with him continuously for 12 months and can prove it, it's not common law.

 

[DelPiero07]

Even if she were married to him there wouldn't be a point recalculation as "thepilot" states since her boyfriend is a Canadian citizen.

Gosh sometimes I wonder if people try to sabotage others on purpose.

 

[susanboyle206]

Hi,

Thank you guys for your response.

I've never lived with my bf. He lives with an extended family, hence I had the money deposited for my separate rent. So no common law issues.

That way I believe a gift deed will work.

Do you recommend my parents transfer it or my bf?

 

[kryt0n]

Even if she were married to him there wouldn't be a point recalculation as "thepilot" states since her boyfriend is a Canadian citizen.

Gosh sometimes I wonder if people try to sabotage others on purpose.

I didn't read the citizen bit.

That 7 is making more sense...

 

[DelPiero07]

Hi,

Thank you guys for your response.

I've never lived with my bf. He lives with an extended family, hence I had the money deposited for my separate rent. So no common law issues.

That way I believe a gift deed will work.

Do you recommend my parents transfer it or my bf?

Both work but if I have to choose one then I would choose your parents.