For the second option, certainly I am hiding.
However, for the first option, I am skipping few installments (2 installments) just to save money for POF. So if I submit a bank statement for 6 months, the remaining 4 months will show a deduction (i.e for the installment). Do I need to explicitly disclose that what is the deduction being made for in 4 months even though I am maintaining the POF requirement which is saved from my monthly salary.
