Proof of funds bank letted

[Canadavisa92]

Hello everyone,
I have asked this question quite a lot and havent received any responses yet, my question is is it ok to submit a bank letter that has expired (got ita 19th december and it expired 7th of Jan) the problem is that it takes a while to re issue such a letter and I have to finish my application soon.

 

[prpurohit]

Not sure why it has an expiry date. Never heard of this. Is this the letter that states average six months balance?

 

[Canadavisa92]

Not sure why it has an expiry date. Never heard of this. Is this the letter that states average six months balance?

No its a letter that indicates my liabilities credit card and loan. I have to declare them as it is apparent in the bank statement that there is installment paid every month for car loan and credit card. And because the banks here wont mention these in the same letter as the account information so I had to get a seperate letter for that and it says it expires in 15 days. I have two accounts (savings account) the one i will use when i land on Canada (God willing) and another account which is salary account. I know I have to declare only the main one but unfortunately because my company doesnt have pay slips per se i have to use last 6 months bank statement to show salary.
I hope you have the picutre of my situation please advise me

 

[prpurohit]

This letter is not necessary. You don't need to attach a separate letter for credit cards and loans. I din't attach any such separate letter. Similar to you, I also had instalments going towards these things.

The only thing ircc wants to know is that you have the required pof in your account and the amount is not loaned. They don't care about credit card bills and car loans.

 

[Canadavisa92]

This letter is not necessary. You don't need to attach a separate letter for credit cards and loans. I din't attach any such separate letter. Similar to you, I also had instalments going towards these things.

The only thing ircc wants to know is that you have the required pof in your account and the amount is not loaned. They don't care about credit card bills and car loans.

Oh, good to know, just i did that because it mentions exclusively that the bank letter must declare all loans if any. So no need even though the payments are clear towards this loan?

 

[prpurohit]

See, it's already reflecting in your bank statement that some amount is going towards loan repayment. That is enough....there no need of this letter.

 

[Canadavisa92]

See, it's already reflecting in your bank statement that some amount is going towards loan repayment. That is enough....there no need of this letter.

Alright thanks i will not attach it then