Proof of Funds - am I paranoid?))

[ellia]

Hi all,
so I managed to get a proof of funds letter from my bank exactly as CIC requests it, with the monthly averages.
But now I have two issues:

1. they only included two out of my four accounts, as the other two accounts are almost empty and basically not used at all (the monthly averages would've been around 0 and 100 CAD, respectively). But CIC requests to show all the accounts you have in the bank - is that going to be a problem?

2. the statement about me not having any outstanding debts/credit cards is a separate letter - and it's dated several days earlier than the main letter, because I got that letter first and then spent those several days trying to make them calculate those averages. Do you think this discrepancy in the dates between the two bank letters is something to worry about? Or am I getting paranoid with all these papers??)))

 

[StAnger]

Hi all,
so I managed to get a proof of funds letter from my bank exactly as CIC requests it, with the monthly averages.
But now I have two issues:

1. they only included two out of my four accounts, as the other two accounts are almost empty and basically not used at all (the monthly averages would've been around 0 and 100 CAD, respectively). But CIC requests to show all the accounts you have in the bank - is that going to be a problem?

2. the statement about me not having any outstanding debts/credit cards is a separate letter - and it's dated several days earlier than the main letter, because I got that letter first and then spent those several days trying to make them calculate those averages. Do you think this discrepancy in the dates between the two bank letters is something to worry about? Or am I getting paranoid with all these papers??)))

Indeed you are getting paranoid.

 

[ellia]

Indeed you are getting paranoid.

Thank you, StAnger, I think I needed to hear that))

 

[nedved13]

Hi all,
so I managed to get a proof of funds letter from my bank exactly as CIC requests it, with the monthly averages.
But now I have two issues:

1. they only included two out of my four accounts, as the other two accounts are almost empty and basically not used at all (the monthly averages would've been around 0 and 100 CAD, respectively). But CIC requests to show all the accounts you have in the bank - is that going to be a problem?

2. the statement about me not having any outstanding debts/credit cards is a separate letter - and it's dated several days earlier than the main letter, because I got that letter first and then spent those several days trying to make them calculate those averages. Do you think this discrepancy in the dates between the two bank letters is something to worry about? Or am I getting paranoid with all these papers??)))

Hi, i think it's ok, can you share the letter that states that you are not having any outstanding debts please that will be helpful

 

[ellia]

Well, they said that they can't include that information on the main letter, and that they have a special form for those purposes, and gave me a letter that just states (in my quick translation): "Bank so and so confirms that Ms XYZ (passport 12345) does not have any outstanding debts or credits". Date, signature, stamp.
It is, in fact, a very common letter, they are used to giving it and it didn't raise any questions.

 

[cyronn]

Hi all,
so I managed to get a proof of funds letter from my bank exactly as CIC requests it, with the monthly averages.
But now I have two issues:

1. they only included two out of my four accounts, as the other two accounts are almost empty and basically not used at all (the monthly averages would've been around 0 and 100 CAD, respectively). But CIC requests to show all the accounts you have in the bank - is that going to be a problem?

2. the statement about me not having any outstanding debts/credit cards is a separate letter - and it's dated several days earlier than the main letter, because I got that letter first and then spent those several days trying to make them calculate those averages. Do you think this discrepancy in the dates between the two bank letters is something to worry about? Or am I getting paranoid with all these papers??)))

This is more than enough. All that CIC wants is for you to show that you have the required funds in your account, meaning they are accessible to you quickly and that these funds should be unencumbered. Don't worry, you're fine.