No. This 6-months thing is so stupid! You have to have the correct amount of money ready to show when you apply. The 6-months average balance does not have to reflect that you had it all that time. Instead, if it appeared suddenly in your account some time in the last 6 months, you need to be prepared to tell CIC why - you sold property, your mother gave it to you, etc. You should be able to document any sudden large amount of money appearing in your account, and show that it is yours, not borrowed.anand_sunny19 said:I will arrange the fund by 1st week of May, so does that mean that I will have to wait till 1st week of november to apply?? Because we need to show 6 months average balance of $11,931. I have not created my profile due to this reason. Please, can someone guide me??
A deed of sale of property belonging to you, an account in your name being transferred to another account, or an affidavit that a family member gave it to you as a gift, not a loan - anything like that to back up the sudden appearance of money should be fine.