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Proof of fund - credit card statement?

flycanada16

Full Member
Oct 23, 2015
21
0
Hi guys, the bank can just issue bank letter for my saving and chequeing accounts. But according to the CIC instruction, the letter should list all outstanding debts, such as credit cards and loans. So what did you do? Can I upload the credit card statement by myself? Or do we need to provide credit card information at all? Please share with me how you managed it. Thank you!
 

rafzy

Champion Member
Jan 31, 2015
2,676
495
flycanada16 said:
Hi guys, the bank can just issue bank letter for my saving and chequeing accounts. But according to the CIC instruction, the letter should list all outstanding debts, such as credit cards and loans. So what did you do? Can I upload the credit card statement by myself? Or do we need to provide credit card information at all? Please share with me how you managed it. Thank you!
if the credit card is issued on another account of yours and you are not giving POF statement of that account, then its no need to show details about your credit card.
 

flycanada16

Full Member
Oct 23, 2015
21
0
rafzy said:
if the credit card is issued on another account of yours and you are not giving POF statement of that account, then its no need to show details about your credit card.
Thanks. But the credit card is issued together when I opened this account. So is it sufficient if I upload the credit card statements?
 

psharma.np

Star Member
Apr 4, 2015
136
4
Is it true that we not only have to show that we have enough fund but list down all bank accounts as per the instructions:

Express Entry – Permanent Residents
If you are applying for permanent residence in Canada, you must provide an official letter issued by your financial institution indicating your financial profile. This must:
list of all your bank (chequing and savings) and investment accounts, the account numbers, dates each account was opened and the balance of each account over the past six months,
list all outstanding debts, such as credit cards and loans,
be printed on the letterhead of the financial institution, and include your name and the contact information of the financial institution (address, telephone number and e-mail address).
 

Manju Sagwal

Star Member
Aug 25, 2015
131
4
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flycanada16 said:
Thanks. But the credit card is issued together when I opened this account. So is it sufficient if I upload the credit card statements?

Ask your bank to give you a new Certificate of funds wherein they clearly mention the date since when you are holding the credit card and the outstanding balance as on current date on the credit card.

No need to upload the credit card statements.