Hi,
I was in the same position. I gave birth here in Ontario in Sept. I also was concerned about the hospital fees. I opted for a Midwife service and they where fantastic. Had a natural home birth. You have to pay for any tests and if you end up in hospital for an emergency you have to pay too. ( For your wives expenses not the babies as he/she will be Canadian due to you). I have since recieved my PRV and if I get pregnant again I will be using the midwives as I found the service to be amazing. You should be able to find you local midwives on the internet.
I was in the same position. I gave birth here in Ontario in Sept. I also was concerned about the hospital fees. I opted for a Midwife service and they where fantastic. Had a natural home birth. You have to pay for any tests and if you end up in hospital for an emergency you have to pay too. ( For your wives expenses not the babies as he/she will be Canadian due to you). I have since recieved my PRV and if I get pregnant again I will be using the midwives as I found the service to be amazing. You should be able to find you local midwives on the internet.