Pregnancy and healthcare/OHIP

[Ashcopr]

hi
We recently got pr cards and planning to move to Canada (currently outside Canada) and plan to start a family.

From what I have read online it takes about 3 months to get health card . If I get pregnant after getting health card , will the health card cover whole pregnancy or partially or none
What part of pregnancy is covered after getting health card
Thank you

 

[zardoz]

hi
We recently got pr cards and planning to move to Canada (currently outside Canada) and plan to start a family.

From what I have read online it takes about 3 months to get health card . If I get pregnant after getting health card , will the health card cover whole pregnancy or partially or none
What part of pregnancy is covered after getting health card
Thank you

Coverage will be from when you become eligible. If you get pregnant after getting the coverage, all of the pregnancy period would be covered.

 

[Ashcopr]

Coverage will be from when you become eligible. If you get pregnant after getting the coverage, all of the pregnancy period would be covered.

Thank you for the quick reply
The delivery be it natural or c section , it will be free ?

 

[canuck78]

It's not free because you pay taxes that go to pay for the healthcare you receive but everything should be covered except any prescription medication while you are not in the hospital. You or your husband may have extended health benefits through work that usually cover all or a significant percentage of prescription costs. Expect around a 24-48 hour stay in hospital for vaginal delivery. A bit longer for c-section. I would recommend you wait until you have coverage before getting pregnant. If you plan on working you must work a certain amount of hours before qualifying to receive maternity benefits.

 

[APPNOV2014NY]

hi
We recently got pr cards and planning to move to Canada (currently outside Canada) and plan to start a family.

From what I have read online it takes about 3 months to get health card . If I get pregnant after getting health card , will the health card cover whole pregnancy or partially or none
What part of pregnancy is covered after getting health card
Thank you

Coverage beings after 90 days.
If you get pregnant after 90 days period then everything is covered.
If you get pregnant between landing and 90 days period then remaining part of the pregnancy after 90 days is covered.

 

[pie_vancouver]

It's not free because you pay taxes that go to pay for the healthcare you receive but everything should be covered except any prescription medication while you are not in the hospital. You or your husband may have extended health benefits through work that usually cover all or a significant percentage of prescription costs. Expect around a 24-48 hour stay in hospital for vaginal delivery. A bit longer for c-section. I would recommend you wait until you have coverage before getting pregnant. If you plan on working you must work a certain amount of hours before qualifying to receive maternity benefits.

What is not free in your post? The delivery of the baby, natural or c-section would be free if she is eligible.
Housewives that do not work, hence, do not pay income tax, still get coverage.

 

[canuck78]

What is not free in your post? The delivery of the baby, natural or c-section would be free if she is eligible.
Housewives that do not work, hence, do not pay income tax, still get coverage.

Everyone pays taxes. If the housewife is married their family income is being taxed. I suspect this person is coming from a country where you have to purchase private health insurance. Coming from that system not paying directly for healthcare seems crazy. You just pay through taxes. There is a big difference between being free and being covered.

 

[pie_vancouver]

Not everyone pays taxes, very low income and people on welfare or social assistance do not pay income taxes. If they become pregnant, if they are eligible they will be covered.

 

[pie_vancouver]

If you land in Alberta, you dont have to wait 3 months to be covered, you landed as PR you are covered right away even if you don’t work and pay income tax.

 

[canuck78]

They submit taxes, pay sales tax, etc. If you read my original post I never said that she wouls have to pay for pregnancy and delivery. I only said she would pay for Rx drugs outside of hospital. There is a difference being covered services by provincial healthcare and free. There are lots of healthcare items that are not covered or free like a medical brace.

 

[pie_vancouver]

If you read my post I said delivery of the baby is free if eligible that was her question anyway and filing of income taxes is still separate even if you are married-individual income not family income.

 

[Buletruck]

Heath care is not free. It a tax payer funded system....someone is paying. You are confusing free with no cost to the user.

 

[pie_vancouver]

I am sorry I should have said no cost instead of free. Lol