POF_OPEN A BANK ACCOUNT IN CANADA BEFORE LANDING

[Baloo]

I would also suggest that people look at credit unions, not just banks.

 

[sabii]

v informative thread Kanamen! +1 for you...oops i have to wait few hours

 

[sabii]

I would also suggest that people look at credit unions, not just banks.

so u said credit unions have non-residence account option? could you please share some information or link?

 

[Kanamen]

I would also suggest that people look at credit unions, not just banks.

I don't think they have non-resident account option

 

[omm]

List of banks and credit unions in Canada
Please visit below link and go through it.
(Domestic banks, Canadian banks that are subsidiaries of foreign banks, foreign banks with branches in Canada, Credit unions much more...

http://en.wikipedia.org/wiki/List_of_banks_and_credit_unions_in_Canada

OMM

 

[Baloo]

I don't think they have non-resident account option

I was suggesting approaching a credit union after landing.

 

[sabii]

I was suggesting approaching a credit union after landing.

but this thread is for non-residents account..isnt it? :

 

[salmanahm]

Dear Kanamen
Which account do you recommend to newly landed immigrant ?

1- RBC Day to Day banking account with $4/month fee and 15 Debits
2- RBC no limit banking $10.95 /mth fee.
OR
3- Saving account.

I am planning to open online account after confirmation of PR.
I think that would save the foreign currency Demand draft charges which we take with us while landing
Regards
Salman

 

[Kanamen]

Dear Kanamen
Which account do you recommend to newly landed immigrant ?

1- RBC Day to Day banking account with $4/month fee and 15 Debits
2- RBC no limit banking $10.95 /mth fee.
OR
3- Saving account.

I am planning to open online account after confirmation of PR.
I think that would save the foreign currency Demand draft charges which we take with us while landing
Regards
Salman

As a non-resident account holder you can open Savings Account,once landed you can change according to your requirements,initially day to day would be better for you
http://www.rbcroyalbank.com/products/deposits/onlineservices/day-to-day-banking.html

 

[devilhimselff]

Cannot Open Account

The online option says.... Open and account and visit the Branch for Activation.

Just had a chat with an agent and you can just open the Account BUT not activate it.
According to her, there is no way to do this. SO I guess, its gonna be landing and then opening....Useless to do anything from here for the time being BooooHooo!!!!

CHAT COMMENTS:

Agent:
"You can start the account opening process online and the account will be in effect after you arrive in Canada and present the branch with your ID and signature"

Me:
"Cause the idea was to open an account from here and transfer the money to the account prior to Landing. But I guess will visit the branch"

Agent:
"Yes, the account will not be active until you visit the branch in person"

 

[Chami]

Re: Cannot Open Account

The online option says.... Open and account and visit the Branch for Activation.

Just had a chat with an agent and you can just open the Account BUT not activate it.
According to her, there is no way to do this. SO I guess, its gonna be landing and then opening....Useless to do anything from here for the time being BooooHooo!!!!

CHAT COMMENTS:

Agent:
"You can start the account opening process online and the account will be in effect after you arrive in Canada and present the branch with your ID and signature"

Me:
"Cause the idea was to open an account from here and transfer the money to the account prior to Landing. But I guess will visit the branch"

Agent:
"Yes, the account will not be active until you visit the branch in person"

Hi members,

when u open an account while abroad, after contacting RBC representative via e-mail, u have to send them notarized (by those companies which they deal with)copies of 2 Ientifications along with requested documents. All should be mailed to Canada. When verification is done they will open a regular or investment account for you, which u have to activate after arriving to Canada. That means, acct is active for deposits only (wire trfs into the acct), for other operations u have to come in person into the chosen city branch with landing papers and that's it.
Chami

 

[Kanamen]

Re: Cannot Open Account

Hi members,

when u open an account while abroad, after contacting RBC representative via e-mail, u have to send them notarized (by those companies which they deal with)copies of 2 Ientifications along with requested documents. All should be mailed to Canada. When verification is done they will open a regular or investment account for you, which u have to activate after arriving to Canada. That means, acct is active for deposits only (wire trfs into the acct), for other operations u have to come in person into the chosen city branch with landing papers and that's it.
Chami

Yes ,so far it will be open for deposit only ,once landed you will get regular a/c service.

 

[Kanamen]

Re: Cannot Open Account

The online option says.... Open and account and visit the Branch for Activation.

Just had a chat with an agent and you can just open the Account BUT not activate it.
According to her, there is no way to do this. SO I guess, its gonna be landing and then opening....Useless to do anything from here for the time being BooooHooo!!!!

CHAT COMMENTS:

Agent:
"You can start the account opening process online and the account will be in effect after you arrive in Canada and present the branch with your ID and signature"

Me:
"Cause the idea was to open an account from here and transfer the money to the account prior to Landing. But I guess will visit the branch"

Agent:
"Yes, the account will not be active until you visit the branch in person"

Brother, please send me an email so I can reply you back with email and address of RBC head office and the person dealing with non-resident a/c.The agent you spoke with didn't know about it.

 

[devilhimselff]

Thanks Bro.... Email sent.... Regards

 

[Nawabsaheb]

Re: Cannot Open Account

Brother, please send me an email so I can reply you back with email and address of RBC head office and the person dealing with non-resident a/c.The agent you spoke with didn't know about it.

Kindly aalso send me the email of the person of RBC who is dealing with non-resident / new comer account

Regards

Nawab saheb