Hi, I need your advice about an important issue. I just received an acceptance letter from the college which will start this fall and I will apply for a study permit Visa and I am afraid that I can't take it in the right time as they say that the time for processing in my country about 5 months. So, I am afraid that I cannot take it , Moreover , The fees is too large sum with my country currency.So, I am afraid that after period of time I lost that big sum as the time for refund will be passed. So, what is your suggestions : Can I pay the non refundable sum and apply for Visa instead of the whole first term fees , but will that affect the acceptance of the Visa? Or should I pay ahh the sum with the big risk of loosing it ?? Please, honestly advise me . THANKS