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Please help seniors....... worried regarding financial documents

vishu639

Star Member
Jul 14, 2011
94
1
India
Category........
Visa Office......
Chandigarh
Job Offer........
Pre-Assessed..
App. Filed.......
16-07-2012
VISA ISSUED...
20-07-2012
hello
I have been admitted to PGD in project management in university for Sept 2012 intake.
Total expenditure (including living and all ) around IND Rs 15.5 lac-16 lac

My parents are sponsoring me. We have around 13 lac liquid cash in account.

Around Rs 2.70 lac in post office
and life insurance policy with surrender value of 6 lac.

I m not taking education loan.
It makes total of around 21 lac .. And i should apply under General or University catagory.
Please suggest me whether my financials are strong enuff? I am very much worried. will appreciate your help
 

theamandeep

Hero Member
Dec 27, 2010
366
26
Amritsar
Visa Office......
CHC Chandigarh
Job Offer........
Pre-Assessed..
IELTS Request
6.5 :) (L6.5, R6.0, W6.5, S6.0)
Interview........
amandeep.walia91 @ gmail.com
vishu639 said:
hello
I have been admitted to PGD in project management in university for Sept 2012 intake.
Total expenditure (including living and all ) around IND Rs 15.5 lac-16 lac

My parents are sponsoring me. We have around 13 lac liquid cash in account.

Around Rs 2.70 lac in post office
and life insurance policy with surrender value of 6 lac.

I m not taking education loan.
It makes total of around 21 lac .. And i should apply under General or University catagory.
Please suggest me whether my financials are strong enuff? I am very much worried. will appreciate your help

if you are applying under spp then its mandatory to get loan for 80% of the total expense, in general or uni category ,Its higher chances of visa if you have loan ,
 

vishu639

Star Member
Jul 14, 2011
94
1
India
Category........
Visa Office......
Chandigarh
Job Offer........
Pre-Assessed..
App. Filed.......
16-07-2012
VISA ISSUED...
20-07-2012
Hello
I have to apply in general or university category. But dont knw in which i shud apply.
 

theamandeep

Hero Member
Dec 27, 2010
366
26
Amritsar
Visa Office......
CHC Chandigarh
Job Offer........
Pre-Assessed..
IELTS Request
6.5 :) (L6.5, R6.0, W6.5, S6.0)
Interview........
amandeep.walia91 @ gmail.com
vishu639 said:
Hello
I have to apply in general or university category. But dont knw in which i shud apply.
it will be good if you post your full profile with marks or %ages
then we can suggest more. University has better chances of visa but also have about the double the expense of college.Pg diplomas are also available in colleges then why choosing uni.
However, do every thing carefully and I advice you to take loan,Then you will not be rejected on grounds of finance, it will be better option and doesn't need to show lots of funds ,just explain the source of funds.
 

vishu639

Star Member
Jul 14, 2011
94
1
India
Category........
Visa Office......
Chandigarh
Job Offer........
Pre-Assessed..
App. Filed.......
16-07-2012
VISA ISSUED...
20-07-2012
theamandeep said:
it will be good if you post your full profile with marks or %ages
then we can suggest more. University has better chances of visa but also have about the double the expense of college.Pg diplomas are also available in colleges then why choosing uni.
However, do every thing carefully and I advice you to take loan,Then you will not be rejected on grounds of finance, it will be better option and doesn't need to show lots of funds ,just explain the source of funds.
Hello.
I have got 72% in 10th, 62% +2, 68% b.tech. and a year experience.
I have choosen university because it increases the chances of visa and i have nothing to plege for education loan. And the selected course has same expenses as that of university in various colleges.

waiting for reply.
 

mayank_6

Hero Member
May 24, 2012
677
4
124
Halifax, Nova Scotia
Category........
Job Offer........
Pre-Assessed..
IELTS Request
19-04-2017
@Vishu,

Which University you are applying for as i am also looking for next year intake.

Could you please share your SOP and LOR on my Email ID mayank.tech6@gmail.com .
 

theamandeep

Hero Member
Dec 27, 2010
366
26
Amritsar
Visa Office......
CHC Chandigarh
Job Offer........
Pre-Assessed..
IELTS Request
6.5 :) (L6.5, R6.0, W6.5, S6.0)
Interview........
amandeep.walia91 @ gmail.com
vishu639 said:
Hello.
I have got 72% in 10th, 62% +2, 68% b.tech. and a year experience.
I have choosen university because it increases the chances of visa and i have nothing to plege for education loan. And the selected course has same expenses as that of university in various colleges.

waiting for reply.
It depends on the selection and level of course. By the way which uni. and course you have choose, You can also change your level from uni. to College after reaching there as well the course. So, that's not an issue , but Visa is a main motive.

best of luck. :D
 

mayank_6

Hero Member
May 24, 2012
677
4
124
Halifax, Nova Scotia
Category........
Job Offer........
Pre-Assessed..
IELTS Request
19-04-2017
@ Amandeep

Request you to answer few of my Queries posted below to the best of your knowledge:

1> Deadline for Sep'13 Intake for most of the Colleges and universities

2> Should I go for 2 year PG Diploma or masters in IT related streams. Universities though expensive than colleges but I have heard that Visa approval chance are high in Univ and getting a Skilled Job ( NOC O, A, B ) once you complete masters which will be surely helpful for PR

3> Please suggest some IT related courses as per my profile OR IT Courses for masters with Universities name

4> I also came to know that SBI hesitate in sanctioning Loan for PG Diploma Courses and I checked that they usually adhere to the specific list of universities to which they grant loan only.

5> If I go for 2 year of PG Diploma, Should I go for IT related courses ( which my current Profile is ) or switch my profile to Business side coz i know that VO might raise eyebrows over the study mismatch, if I Opt Business related courses like Global Business management, International mngt etc. but the other way around is- I get the Visa for IT Course and then Switch to some other same level of course like Business one , once i land there.

6> What are your view over the feasibility of just 1 year of PG Diploma Courses. Initially I though about it but now I am not sure if PR thing is in mind that whether 1 year of PG Courses would be helpful for me or not.

7> Please share some good SOP/LOR if you can along with some IELTS Study materials.

8> If I opt for Universities then what are the ways to ensure Scholarship and the procedure and deadline for the same. Is Financial assistance possible from colleges too ???
 

theamandeep

Hero Member
Dec 27, 2010
366
26
Amritsar
Visa Office......
CHC Chandigarh
Job Offer........
Pre-Assessed..
IELTS Request
6.5 :) (L6.5, R6.0, W6.5, S6.0)
Interview........
amandeep.walia91 @ gmail.com
mayank_6 said:
@ Amandeep

Request you to answer few of my Queries posted below to the best of your knowledge:

1> Deadline for Sep'13 Intake for most of the Colleges and universities

2> Should I go for 2 year PG Diploma or masters in IT related streams. Universities though expensive than colleges but I have heard that Visa approval chance are high in Univ and getting a Skilled Job ( NOC O, A, B ) once you complete masters which will be surely helpful for PR

3> Please suggest some IT related courses as per my profile OR IT Courses for masters with Universities name

4> I also came to know that SBI hesitate in sanctioning Loan for PG Diploma Courses and I checked that they usually adhere to the specific list of universities to which they grant loan only.

5> If I go for 2 year of PG Diploma, Should I go for IT related courses ( which my current Profile is ) or switch my profile to Business side coz i know that VO might raise eyebrows over the study mismatch, if I Opt Business related courses like Global Business management, International mngt etc. but the other way around is- I get the Visa for IT Course and then Switch to some other same level of course like Business one , once i land there.

6> What are your view over the feasibility of just 1 year of PG Diploma Courses. Initially I though about it but now I am not sure if PR thing is in mind that whether 1 year of PG Courses would be helpful for me or not.

7> Please share some good SOP/LOR if you can along with some IELTS Study materials.

8> If I opt for Universities then what are the ways to ensure Scholarship and the procedure and deadline for the same. Is Financial assistance possible from colleges too ???



1. Its a lot time you have for admission colleges as well as universities. Colleges take about 15 days to 1 months in issuing offer later on the other hand, universities need a lot of time because application come across the whole globe, so needs at least two months some time even more then that in top rated uni's like uni of toronto or vancouver.

2.If your %age is good ,like more then 65 % in B.tech then go for masters ,other wise try for uni,If don't get seat there, then go for college,one more thing In ontario if you successfully complete the masters then you easily become illegible for PR. So my suggestion is to go for masters ,But it is more expensive as compared to PG diplomas as you know and work load is also more.And of course visa approval rate is higher in university category because it is not an easy task to get admission in uni.

3.Sorry bro I can't help you in this section, You have to ask it to Google.He has answer of all questions.I think Even centennial college has lots of it courses I think. ;)

4. yeah SBI is the top ranked bank in our country that's why Its little tough ,So try in UCO bank,Dena bank or Allahabad bank for the loan on PG diploma.

5.I think in this situation you can't afford switching at the time of applying for visa.I suggest you to take IT course here and change there after reaching there,Mostly students do this.

6. bro, I too going for PG course in jan 2013 intake but not on 1 yr. course, because it gives you 1 year PGWP and in 1 yr i think its like impossible to arrange an employment and get PR , except some provinces.So, suggest you to go for 2 yrs course.

7. Friend Ielts may be tough for one and not for another, It also depends a little on luck,I came back from hong kong on 27th may and filled the test on 29 or 30th may for the 16th june. So,it took about 15 days for preparation.Even, I thought that It was the most difficult exam of ielts that I have attempted , But the result really shocked me its 6.5-:
check out my views after appearing the exam -:

http://www.canadavisa.com/canada-immigration-discussion-board/16-june-2012-ielts-exam-toughest-t108510.0.html

http://www.canadavisa.com/canada-immigration-discussion-board/what-a-q-card-in-17-june-2012-test-horrible-t108584.0.html

So my friend luck also works. Give me your mail id i will mail you the ielts material that I have.

8. well every university have its own criteria of scholarship and bursaries, and you know applicants are there from whole world. So, Try to put application in 3 or 4 universities and see who accepted you then apply for the scholarship , If you got lucky then BANG !!!!!!! :D


By the way best of luck and We are all here for your help.
 

mayank_6

Hero Member
May 24, 2012
677
4
124
Halifax, Nova Scotia
Category........
Job Offer........
Pre-Assessed..
IELTS Request
19-04-2017
Thanks a ton Amandeep.

Sure, I will place you a call sooner.

Just one thing...What is the actual procedure for changing the course after I reach there . What I am feeling that it might require loads of formalities and all . Already I will be spending lot of time and channelizing my energies to select a IT course first , applying to college, convincing VO and then again after reaching there I have to send the documents to another College for different course ( may be Business related ) . Even it is not sure whether vacancy is there or not / Will they accept me ??

So my question is If I remain stick to IT profile then is it like job Prospects are not good for IT Students as compared to PG Diploma in Business related domain ??
 

theamandeep

Hero Member
Dec 27, 2010
366
26
Amritsar
Visa Office......
CHC Chandigarh
Job Offer........
Pre-Assessed..
IELTS Request
6.5 :) (L6.5, R6.0, W6.5, S6.0)
Interview........
amandeep.walia91 @ gmail.com
mayank_6 said:
Thanks a ton Amandeep.

Sure, I will place you a call sooner.

Just one thing...What is the actual procedure for changing the course after I reach there . What I am feeling that it might require loads of formalities and all . Already I will be spending lot of time and channelizing my energies to select a IT course first , applying to college, convincing VO and then again after reaching there I have to send the documents to another College for different course ( may be Business related ) . Even it is not sure whether vacancy is there or not / Will they accept me ??

So my question is If I remain stick to IT profile then is it like job Prospects are not good for IT Students as compared to PG Diploma in Business related domain ??

Bro first concentrate on visa, changing college and course is not as tough as getting a visa.You should not worry of changing course and college over there , just the thing is that if you need to change college, reach there at least 15 days before starting course.Its enough time to change.

Job opportunities are all depend on your course selection as well as luck, Whether you go for business course or IT course.But remember IT subjects are tough as compared to business one. So, go for easiest subjects ,if you don't have lots of fund sources,othewise you will not get enough time for part time jobs,and if you have enough money for expense as well as fees then remain stick with IT course,
I recommend you to take IT course and then change it after reaching there in business if you think suitable.
 

vishu639

Star Member
Jul 14, 2011
94
1
India
Category........
Visa Office......
Chandigarh
Job Offer........
Pre-Assessed..
App. Filed.......
16-07-2012
VISA ISSUED...
20-07-2012
simranjitkainth said:
Acc to my agent....isurance value is not considered......what type of asset do u have in post office

I think surrender value of all insurance polices are considered as liquid money as we can an cash them any time .