Hi, I have a querry about my friend. Please advice me what i should do.
I am posting his current job profile. Please advice me whether he can apply under 1112 Financial and investment analysts in FSW program .
Job Profile
• Credit underwriting of Loan against Property (LAP) & Home Loans.
• Act as Credit Approver to approve credit applications with the delegated approval authority.
• Provide quality credit analysis work, review and analyze credit recommendations and applications of Mortgages & Home loans.
• Monitor credit quality to be consistent and adherent to the Bank’s prevailing policy guidelines.
• Ensure all credit documentation is complied with the Bank’s requirement.
• Analysis of Financial Ratios, Debt Service Capacity, Liquidity/Cash Flow, overall credit risk for conclusion & recommendations of the proposal.
• Appraising credit proposals & scrutinizing relevant documents before sanctioning / disbursing the credit, ensuring compliance with organizational credit policies.
• Personal discussion with customer at his/her Business premises.
• Handling Moti Nagar Branch as BCM from Feb.2012 having portfolio of INR 99 Crores till Nov.12
• Sanctioning Authority Rs.50 Lacs.
Presently under this profile he is working as Deputy manager- credit and risk.
Please advice me.
Thanks
I am posting his current job profile. Please advice me whether he can apply under 1112 Financial and investment analysts in FSW program .
Job Profile
• Credit underwriting of Loan against Property (LAP) & Home Loans.
• Act as Credit Approver to approve credit applications with the delegated approval authority.
• Provide quality credit analysis work, review and analyze credit recommendations and applications of Mortgages & Home loans.
• Monitor credit quality to be consistent and adherent to the Bank’s prevailing policy guidelines.
• Ensure all credit documentation is complied with the Bank’s requirement.
• Analysis of Financial Ratios, Debt Service Capacity, Liquidity/Cash Flow, overall credit risk for conclusion & recommendations of the proposal.
• Appraising credit proposals & scrutinizing relevant documents before sanctioning / disbursing the credit, ensuring compliance with organizational credit policies.
• Personal discussion with customer at his/her Business premises.
• Handling Moti Nagar Branch as BCM from Feb.2012 having portfolio of INR 99 Crores till Nov.12
• Sanctioning Authority Rs.50 Lacs.
Presently under this profile he is working as Deputy manager- credit and risk.
Please advice me.
Thanks