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Pending loan and credit card for PCC

Kp1004

Member
Apr 19, 2018
16
0
35
Gujarat
Category........
FSW
NOC Code......
2211
App. Filed.......
2020-01-22
I had taken student loan in 2016 but didn’t not complete the course or pay it off. I had to leave canada on 2018. I let the loan unpaid and left the country. I think the amount was 14k. Also, the credit card around 500$. Now I have been engaged to USA citizen and applied for my K-1 visa just have canada PCC pending. I have applied for my PCC it’s been 1month not received and update. Will there be a problem in the PCC if I have not cleared my debt. It’s been almost 8years and I do not remember the exact figure. Please advice.
 

Copingwithlife

VIP Member
Jul 29, 2018
4,531
2,275
Earth
I had taken student loan in 2016 but didn’t not complete the course or pay it off. I had to leave canada on 2018. I let the loan unpaid and left the country. I think the amount was 14k. Also, the credit card around 500$. Now I have been engaged to USA citizen and applied for my K-1 visa just have canada PCC pending. I have applied for my PCC it’s been 1month not received and update. Will there be a problem in the PCC if I have not cleared my debt. It’s been almost 8years and I do not remember the exact figure. Please advice.
No
But now that you are immigrating to the USA . You’ll more than likely work so you can start making payments on your debt you left behind .
Sounds like you’ve been unemployed for six years , hence no payments on your debt
 

Shmiler

Star Member
Oct 19, 2020
134
102
Of course they won't make any payment. They were a parasite in Canada, and now they'll be a parasite in the US.
All they care about is getting the PCC.

Debt like yours is a civil matter, not police, so it won't affect your PCC, sadly.
 

iliegm

Newbie
Nov 30, 2024
5
0
I would advise Consider Resolving the Debts: While not mandatory, resolving your outstanding debts could demonstrate financial responsibility and potentially strengthen your immigration case. You could explore options like negotiating a settlement with your creditors or entering into a repayment plan.
 

iliegm

Newbie
Nov 30, 2024
5
0
No
But now that you are immigrating to the USA . You’ll more than likely work so you can start making payments on your debt you left behind .
Sounds like you’ve been unemployed for six years , hence no payments on your debt

Your case of unpaid student loans (approximately $14,000) and a credit card debt of $500 is not uncommon. However, it's important to note that a Police Clearance Certificate (PCC) in Canada reflects criminal records only, not financial obligations or credit history. Therefore, the existence of unpaid debts is unlikely to affect the issuance of your PCC.

If you have applied for a PCC and haven't received an update in over a month, I recommend contacting the relevant police department or the Canadian consulate to check the status of your application.

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The PCC only includes information about criminal charges, convictions, or findings of guilt. It does not cover financial obligations, credit history, or other civil matters, which are handled by separate entities like credit reporting agencies (e.g., Equifax, TransUnion).

Obtaining a PCC usually involves submitting a request to local or national police, providing identification, and sometimes undergoing fingerprint-based checks. While it is a key document for assessing an individual's criminal history, it is not a comprehensive background check for financial or administrative reliability.