khalid h said:
Has anybody done medical insurance for the first 3 months? any info on this, please provide
I think Post landing insurance will suit you.
B. Post-Landing Insurance : The "Visitor's to Canada" Plan
Generally, the coverage you need [post-landing] is the "visitors to Canada" Insurance Plans. A good news again is that this type of medical insurance is quite affordable as well. For example, a good individual coverage can be purchased for a 40 year old for
$3-
$5 per day, and an entire family can be covered for under
$15 per day.
Medical Insurance is highly recommended for all foreign visitors to Canada, including new immigrants, says
CLHIA (Canadian Life and Health Insurance Association). They recommend the following insurance companies:
1.
Blue Cross - Tele: 1-800-873-2583
https://www.useblue.com/assurance-voyage/trouver-produit/liste-protections/visiteurs-canada1/visiteurs-canada-immigrants.en.html
2.
ETFS - Tele: 1- 800-267-8834
http://www.etfsinc.com/product/individual/visitors.html
3.
TIC - Tele: 1-800-387-4770
http://www.travelinsurance.ca/plans/visitorsGeneral.php
4.
Canadian Banks*
*Many Canadian Banks also provide the said services to newcomers. For example, RBC.
http://www.rbcinsurance.com/travel/visitors-canada-plans.html
CONDITIONS:
1. Some insurance companies have rules and deadlines for buying these post-landing insurances.
2. For example, with some companies you will have to buy insurance within a 7 days of arriving in Canada. While some allow you till 30 days.
3. Beyond 30 days there is hardly any Canadian insurance company which would sell this product.
MY ADVISE:
As a thumb rule, we 'must' obtain this type of insurance immediately upon arrival in Canada. Maybe the very next day itself. One never knows when fate or destiny may hit us hard, do we?
What Coverage do we Expect from Temp. Health Insurance?
-Complete medical treatment
*
-Family Physician's Fees,
-Drugs or Medicines while hospitalized and a 'set limit' -if not hospitalized,
-Hospital Confinement -for Standard and sometimes semi-private rooms,
-Medical Services: Services of a legally licensed MD or Surgeon, Anesthetist, Registered Nurse,
-Lab tests, x-ray exams, other diagnostic tests,
-Licensed local air, land or sea ambulance
-Rental of hospital type bed, crutches, trusses, braces, splints or other approved prosthetic appliances,
-Emergency OPD (Out Patient) services
-Return of Deceased Body to Insureds' residence, or cost of cremation or burial at place of death
-Accidental Dental -set limits on costs of damage from accidental blow to the face
-Air Flight Accident (usually an option)
-24 hour Accidental Death or Dismemberment (usually an option)
Source:-http://www.canadavisa.com/canada-immigration-discussion-board/-t39920.0.html