My situation is slightly different as my country is more expensive than Canada and I am living alone but still..
I would say, unless you have a very nice home situation surrounded by friends and family and can work there and have no problem staying behind for months and all your classes are virtual,
Go there, you don't know what's going to happen with the border situation, things look nice and friendly now, but the wrong news story or public pressure and it can all shut again. Something like 80% of Canadians are against border openings.
Do you have enough savings to get through to at least spring or summer without a part-time job? (Then either the vaccine or warmer weather will come, leading to more opportunities), I know it's not ideal at all but having that will make the decision a lot easier and give a lot of re-assurance.
Universities and colleges are also still offering a lot of paid work study positions which are not necessarily tied to Covid-19 and at least my university preference is given to those in financial need.
It might also be easier to meet new people, as at least at my university, (virtual) social events are held in their evening hours.
Remember that once on Canadian soil you can request your study work permit allowing you not only to earn money but to build valuable local experience (for getting a skilled job after graduation, not for CRS or Express Entry), something that you cannot get abroad and otherwise in a shorter program might miss out on.
I would go unless you're really settled at home and look at your financials for the worst-case scenario.
Hope it helps a little bit.