WELDONE Mate! Please, there is no country where they do not have affordable things. The problem is that a lot of people don't like to pay their dues. They want to ride the types of cars people who have been on ground for three, four,five years are riding. It is an illusion!
Many of them start "doing" other people's credit card. You can be sure they will get caught. So please, get there, "cut your cloth according to your cash", settle down, improve yourself to fit adequately into the system, don't be a spendthrift, use your children (if you have any) benefit wisely and you will discover that nothing is expensive if you have enough money.
You can ask about times of SALE! What stores will normally sell for $45 could be sold for $20 or even cheaper during sale period. Target sale period such as Xmas sale, Bank Holiday Sale, summer sale etc. When you get there, you will discover you do not have anyone to impress. During winter, no one will see what you are wearing under because thick winter jacket would have covered it.
When you have settled with a fantastic job, you won't have to wait for Sale period anymore if you don't want to.
I know people who build towers of cloths, shoes, cars in their homes but I also know those who build towers of properties and investment at HOME. Be Wise! very soon both of them will have two different stories to tell.
I apoligise if this is even sharper.
All the best mate and God bless you all.