Hello guys,
Please can someone help me out?
I need help with deciding on an NOC to use for my EE application. I am not currently on a managerial role, but the duties listed below are all the duties I perform in my bank as an Retail Credit analyst. This is exactly what was given to me by my HR on my ref letter. Can I choose NOC 0122 or is 6235 more appropriate? I intend to submit tomorrow as I already have ITA. Thank you.
• Analyze and approve retail credit requests and collateral received from customers through the market facing units in line with the Bank’s approved (RAAC)
• Decline high risk retail credit transactions in the absence of adequate mitigants
• Determine repayment plans in accordance with regulatory DSR
• Ensure processing and collection of fees for disbursed facilities from customers’ accounts
• Ensure that adequate and error-free credit documentation are provided
• Conduct credit search on customers and render reports
• Report on overdue or non-performing credit facilities
• Manage the conveyance of all retail credit decisions to the business units to ensure proper information dissemination and swift response
• Manage and assist market facing business units in retail credit structuring for transactions
• Participate in retail credit process transformation projects and policy formulation sessions to ensure alignment with the Bank’s objectives and goals
• Attend client engagement and business development meetings with the relationship management team to discuss retail credit transactions and provide expert insight to customers
• Supervise and validate credit risk analysis conducted by junior analysts
• Conduct training for junior credit analysts on the Bank’s credit policies and procedures for credit risk review
• Ensure compliance of processed requests to the Bank’s credit policy and extant government policies
• Provide periodic reports on the Bank’s risk assets portfolio