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need : yaar laon letter ni aya need another 6 days

bir

Star Member
Oct 22, 2012
53
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Hi
I have paid the fees
ik education loan ni hoyea hale ..
the bank official is saying it will take another six days .
but can give a general loan of 7 lakhs which is not a educational loan in 2 days ,.
should i apply with this
jan fer next intake layi

will centennial clg refund the fees...

Daso yaar ..
 

luckymain

Hero Member
Oct 10, 2012
515
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App. Filed.......
19-11-2012
IELTS Request
L,W,R-5.5 S-7 overall 6.0
File Transfer...
22-11-2012
Med's Done....
05-11-2012
VISA ISSUED...
27-11-12
LANDED..........
28-12-2012
bir said:
Hi
I have paid the fees
ik education loan ni hoyea hale ..
the bank official is saying it will take another six days .
but can give a general loan of 7 lakhs which is not a educational loan in 2 days ,.
should i apply with this
jan fer next intake layi

will centennial clg refund the fees...

Daso yaar ..
dont go wth general loan
try if u can get education loan wthin 3 4 days nd apply
 

bir

Star Member
Oct 22, 2012
53
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luckymain said:
dont go wth general loan
try if u can get education loan wthin 3 4 days nd apply
i can apply till 10 dec with education loan not before that should i apply????
 

luckymain

Hero Member
Oct 10, 2012
515
5
124
Category........
Job Offer........
Pre-Assessed..
App. Filed.......
19-11-2012
IELTS Request
L,W,R-5.5 S-7 overall 6.0
File Transfer...
22-11-2012
Med's Done....
05-11-2012
VISA ISSUED...
27-11-12
LANDED..........
28-12-2012
bir said:
i can apply till 10 dec with education loan not before that should i apply????
u dont hv anthr option
u shud go
now evrythng is on ur luck
couple of years back my frnd applied on 11 dec and got visa on 21 dec
if ur luck is good u will get
alert but dont go with general loan
 

Josh21

Hero Member
Oct 27, 2012
588
14
Visa Office......
New Delhi
Job Offer........
Pre-Assessed..
App. Filed.......
27-11-2012
IELTS Request
Waived
Med's Done....
01-09-2012
Interview........
Waived
VISA ISSUED...
05-12-2012
General loan is fine, just make sure he writes for purpose of education in letter. VO not a loan expert.
 

1bal

Hero Member
Nov 9, 2012
402
10
Punjab
Category........
Visa Office......
Chandigarh
Job Offer........
Pre-Assessed..
App. Filed.......
28-11-2012
IELTS Request
7 bands
File Transfer...
29-11-2012
Med's Done....
5-11-2012
Interview........
waived
VISA ISSUED...
10-12-2012
LANDED..........
01-01-2013
kehra bank???
 

bir

Star Member
Oct 22, 2012
53
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Josh21 said:
General loan is fine, just make sure he writes for purpose of education in letter. VO not a loan expert.
sample of general loan
Krishna Prasad Bastola
S/o Hari Prasad Bastola
Khanapara Police Colony,
Guwahati, Assam-22.

Dear Sir/ Madam,

Sub:- Demand Loan for Rs.585000/- (Five Lac Eighty Five thousand only)Vide Account
No.

We refer to your application for the sanction of Demand Loan of 585000/- (Five Lac
Eighty Five thousand only). We are pleased to sanction you a loan of 585000/- (Five Lac
Eighty Five thousand only) on the following terms ands conditions:-

1. Loan Amount
2. Margin
3. Purpose
4. Rate of Interest
5. Collateral Security

6. Repayment

:
:
:
:
:

585000/- (Five Lac Eighty Five thousand only)
10%
For any genuine purpose
9.5%
FDR No.
Rs. 650000/- (Six lac only)Dated
in the name of Yadwinder Singh.

:

As per Bank Direction

We confirm that Demand Loan of 585000/- (Five Lac Eighty Five thousand only)has
been sanctioned and terms and conditions of the loan have been compiled with. This
certificate is issued at the request of the applicant without any risk and responsibility of
the Bank or its officials.
 

1bal

Hero Member
Nov 9, 2012
402
10
Punjab
Category........
Visa Office......
Chandigarh
Job Offer........
Pre-Assessed..
App. Filed.......
28-11-2012
IELTS Request
7 bands
File Transfer...
29-11-2012
Med's Done....
5-11-2012
Interview........
waived
VISA ISSUED...
10-12-2012
LANDED..........
01-01-2013
baai koi hor bank try karla
 

bir

Star Member
Oct 22, 2012
53
1
Category........
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1bal said:
baai koi hor bank try karla
hun monday duhe bank cho he krana ..agent karaooga hun aaape ...kise hor bank toh..

baki 10 toh pehla ta ni hunda ...

das de bai je koi education loan kranda hoye ...chandigarh nere..
 

Josh21

Hero Member
Oct 27, 2012
588
14
Visa Office......
New Delhi
Job Offer........
Pre-Assessed..
App. Filed.......
27-11-2012
IELTS Request
Waived
Med's Done....
01-09-2012
Interview........
Waived
VISA ISSUED...
05-12-2012
bir said:
sample of general loan
Krishna Prasad Bastola
S/o Hari Prasad Bastola
Khanapara Police Colony,
Guwahati, Assam-22.

Dear Sir/ Madam,

Sub:- Demand Loan for Rs.585000/- (Five Lac Eighty Five thousand only)Vide Account
No.

We refer to your application for the sanction of Demand Loan of 585000/- (Five Lac
Eighty Five thousand only). We are pleased to sanction you a loan of 585000/- (Five Lac
Eighty Five thousand only) on the following terms ands conditions:-

1. Loan Amount
2. Margin
3. Purpose
4. Rate of Interest
5. Collateral Security

6. Repayment

:
:
:
:
:

585000/- (Five Lac Eighty Five thousand only)
10%
For any genuine purpose
9.5%
FDR No.
Rs. 650000/- (Six lac only)Dated
in the name of Yadwinder Singh.

:

As per Bank Direction

We confirm that Demand Loan of 585000/- (Five Lac Eighty Five thousand only)has
been sanctioned and terms and conditions of the loan have been compiled with. This
certificate is issued at the request of the applicant without any risk and responsibility of
the Bank or its officials.
Everyone's loan is against fd. VO don't care. Give this general loan only. Mine also said demand loan against xxxxx for purpose of education at xxxxx university.
 

guru11

Star Member
Dec 1, 2012
69
0
bir said:
hun monday duhe bank cho he krana ..agent karaooga hun aaape ...kise hor bank toh..

baki 10 toh pehla ta ni hunda ...

das de bai je koi education loan kranda hoye ...chandigarh nere..
bir,kide against loan leya va??...FD ya PROPERTY??
 

1bal

Hero Member
Nov 9, 2012
402
10
Punjab
Category........
Visa Office......
Chandigarh
Job Offer........
Pre-Assessed..
App. Filed.......
28-11-2012
IELTS Request
7 bands
File Transfer...
29-11-2012
Med's Done....
5-11-2012
Interview........
waived
VISA ISSUED...
10-12-2012
LANDED..........
01-01-2013
If you wAnt to do it quickly... You need to do some Atti satti (you know wat i mean)
1. Dont go with private banks. because they have very strict system and many formalities.
2. Just find a government bank in out skirts of chandigarh or in rural area near chandigarh ( because in those banks Manager have all the powers, not like private banks that your loan will be santioned by head office, delhi office, mumbai office etc etc)
3. finally Atti satti (Processing fees ;) we punjabis know it well