That sounds like bollocks on part of your university. You should inquire why a deferral is not possible, especially during this time. We should publicly shame any college or university that does not offer a deferral for valid reasons. Those schools make billions off us and I think as customers we should hold them to certain minimum standards. I fought tooth and nail to have the student health insurance charges waived and removed because the school clearly stated that if proof of personal insurance is provided that offers same or better coverage then the university mandated health insurance is waived. The international office pretended they never heard of such waiver option and after many emails back and forth they removed it with an almost angry and condescending attitude. Next they insisted that I however must pay for coverage of the British Columbia provincial health coverage. That I also found to be factually incorrect and that one can opt out of that. I have a superior private insurance coverage from Cigna and the university threatened me that if I opt out they would remove me from all registered courses. I pointed out the legislation of BC in writing and that they are a public university and are mandated to follow public statutes by the province. They almost had a freakout but in the end angrily let me opt out. Unbelievable but true. I am absolutely sure that my school gets tons of kickbacks from the insurer they force upon students. Almost mafia style attitudes.
My point being, don't take anything for granted those schools tell you. Do your research, check what their statutes state in writing. Your school should have a clear written policy re deferrals. Schools don't care about you whatsoever. It's all about their bottom line.
yeah they already said we can't defer your application know have to apply for refund