Dear new Immigrants
This will be helpful for those, themselves or their children seeking admission for Post Secondary Education in Canada.
What Are Grants, Bursaries and Scholarships?
Grants, bursaries and scholarships are wonderful resources to help you finance your post-secondary education because they provide money that does not need to be paid back. Grants, bursaries and scholarships can be provided by governments, schools or private organizations.
Scholarships are usually awarded based on merit rather than financial need. To find out what scholarships are available to you, visit our Scholarship Search.
Grants and bursaries are awarded based on:
• financial need;
• academic achievement;
• athletic skill or;
• special abilities that may also be considered.
The following are some of the grants and bursaries available to Canadian students:
• Canada Student Grants
• Provincial and Territorial Grants and Bursaries
• Learn more on the Apprenticeship Incentive Grant (AIG)
• Funding for studying abroad
If you are a graduate student, you can also check out the Canada Graduate Scholarship Program ¬¬- Master's Scholarship, which provides funding to students who are pursuing full-time studies at the master's level in the social sciences and humanities field.
Canada Student Grants
These grants help students and families manage the cost of post-secondary education are provided through a single program. Grants do not need to be paid back. Canada Student Grants are predictable, easy to apply for, and are provided to students at the beginning and in the middle of the school year.
The Canada Student Grants are available to students from most provinces and territories except the Northwest Territories, Nunavut and Quebec which operate their own student financial assistance programs.
When you apply for a Canada Student Loan, your eligibility for most Canada Student Grants will automatically be assessed. You may be eligible to receive more than one grant simultaneously.
The following Canada Student Grants are available:
• Grant for Students from Low-Income Families
• Grant for Students from Middle-Income Families
• Grant for Students with Dependants
• Grant for Part-Time Studies
• Grant for Part-Time Students with Dependants
• Grant for Students with Permanent Disabilities
• Grant for Services and Equipment for Students with Permanent Disabilities
Provincial and territorial grants and bursaries
To learn about grant and bursary programs offered in your province or territory of permanent residence, or to complete an application for full-time or part-time student loan funding, visit your province or territory's student financial assistance office Web site.
Apprenticeship Grants
Apprenticeship Incentive Grant (AIG)
The Apprenticeship Incentive Grant (AIG) is a taxable cash grant available to registered apprentices once they have successfully completed their first or second year/level (or equivalent) of an apprenticeship program in one of the Red Seal trades. Here is the Red Seal trade designation by province or territory.
Apprentices should be aware that there is a deadline to apply for the Apprenticeship Incentive Grant.
Apprenticeship Completion Grant (ACG)
The Apprenticeship Completion Grant (ACG) is a $2,000 taxable cash grant designed to encourage apprentices registered in a designated Red Seal trade to complete their apprenticeship program and receive their certification.
The completion grant will be offered to apprentices who complete their training, become certified journeypersons in a designated Red Seal trade and who obtain either the Red Seal endorsement or a provincial or territorial Certificate of Qualification.
Apprentices should be aware that there is a deadline to apply for the Apprenticeship Completion Grant .
More information on Trades and Apprenticeship Grants.
Funding for studying abroad
One resource available to Canadian students interested in studying abroad is the Government of Canada's International Academic Mobility (IAM) Initiative. The IAM supports academic projects that help students from Canadian colleges and universities take advantage of learning opportunities abroad.
You may also be eligible for scholarships, grants and bursaries for students who are studying abroad. To find out what's available and learn how to apply, visit the following Web sites:
• Government of Canada International Scholarships Program
• Canadian Bureau for International Education
• Canadian Information Centre for International Credentials
Ref link: http://www.canlearn.ca/eng/postsec/money/grants/gindex.shtml
How to Obtain Government Student Loans and Grants
When you apply for a Canada Student Loan, you will automatically be assessed for most Canada Student Grants, that you may be eligible for. You do not need to pay back your grant money.
Always send applications for loans and grants to your province or territory of permanent residence. Processes vary across provinces and territories, so contact your provincial or territorial student financial assistance office if you have any questions.
Step 1:
Fill out the application form.
• Most provinces and territories offer online applications.
• Paper forms may be available at your your provincial or territorial student financial assistance office or at your high school.
• Follow the instructions on the application and submit the completed application to your province or territory of permanent residence either online or by mail.
Step 2:
Check your mail for a Letter of Assessment. It will let you know if you have qualified for loans and grants.
• If you qualify, you will be sent a Certificate of Eligibility that indicates how much money you will get.
• Contact your provincial or territorial student financial assistance office if the Certificate of Eligibility is not included with your Letter of Assessment. Find out if the Certificate of Eligibility will be sent separately to you by mail, or provided directly to your post-secondary institution.
Step 3:
Review your Certificate of Eligibility and have your institution confirm your enrolment.
• If your institution, program, or contact information indicated on the Certificate of Eligibility is not up to date, contact your provincial or territorial student financial assistance office to make changes.
• Include your banking information and a void cheque if you would like your money to be deposited directly into your bank account.
• Confirmation of Enrolment may have been completed electronically. To get your Confirmation of Enrolment and negotiate your funding, contact your student financial assistance office.
Step 4:
Read your loan documents and sign the Certificate of Eligibility.
Your loan agreement is a legal document. When you sign the Certificate of Eligibility, you agree to be bound by its terms and conditions. Some of your important obligations include:
• You agree to repay your loan (plus interest) beginning six months after you have completed your studies or left school.
• You agree to advise the National Student Loan Service Centre (NSLSC) (for federal loans) of any change in your contact information.
• You acknowledge that for six months after you have completed your studies or left school, you will not be required to make payments on your student loan.
Part-time students will receive two separate documents:
• Certificate of Eligibility Part-Time Student Loans; and,
• Canada Student Loan Agreement (Part-Time).
Step 5:
Submit your completed and signed Certificate of Eligibility to your province or territory of permanent residence.
• Submit the loan and grant documents to a designated Canada Post outlet or an on-campus NSLSC contact information kiosk.
• You will be asked for identification both at the kiosk and at the Canada Post outlet. Read more about the identification required.
• The NSLSC contact information should be informed about any changes to your situation (address, program of study, school of study) from this point forward.
The NSLSC contact information may contact you if any information is incomplete. You will not receive loan or grant money if information is missing.
Your financial assistance will be sent to you by cheque or deposited directly to your bank or financial institution after the loan documents have been processed.
http://www.canlearn.ca/eng/postsec/index.shtml
This will be helpful for those, themselves or their children seeking admission for Post Secondary Education in Canada.
What Are Grants, Bursaries and Scholarships?
Grants, bursaries and scholarships are wonderful resources to help you finance your post-secondary education because they provide money that does not need to be paid back. Grants, bursaries and scholarships can be provided by governments, schools or private organizations.
Scholarships are usually awarded based on merit rather than financial need. To find out what scholarships are available to you, visit our Scholarship Search.
Grants and bursaries are awarded based on:
• financial need;
• academic achievement;
• athletic skill or;
• special abilities that may also be considered.
The following are some of the grants and bursaries available to Canadian students:
• Canada Student Grants
• Provincial and Territorial Grants and Bursaries
• Learn more on the Apprenticeship Incentive Grant (AIG)
• Funding for studying abroad
If you are a graduate student, you can also check out the Canada Graduate Scholarship Program ¬¬- Master's Scholarship, which provides funding to students who are pursuing full-time studies at the master's level in the social sciences and humanities field.
Canada Student Grants
These grants help students and families manage the cost of post-secondary education are provided through a single program. Grants do not need to be paid back. Canada Student Grants are predictable, easy to apply for, and are provided to students at the beginning and in the middle of the school year.
The Canada Student Grants are available to students from most provinces and territories except the Northwest Territories, Nunavut and Quebec which operate their own student financial assistance programs.
When you apply for a Canada Student Loan, your eligibility for most Canada Student Grants will automatically be assessed. You may be eligible to receive more than one grant simultaneously.
The following Canada Student Grants are available:
• Grant for Students from Low-Income Families
• Grant for Students from Middle-Income Families
• Grant for Students with Dependants
• Grant for Part-Time Studies
• Grant for Part-Time Students with Dependants
• Grant for Students with Permanent Disabilities
• Grant for Services and Equipment for Students with Permanent Disabilities
Provincial and territorial grants and bursaries
To learn about grant and bursary programs offered in your province or territory of permanent residence, or to complete an application for full-time or part-time student loan funding, visit your province or territory's student financial assistance office Web site.
Apprenticeship Grants
Apprenticeship Incentive Grant (AIG)
The Apprenticeship Incentive Grant (AIG) is a taxable cash grant available to registered apprentices once they have successfully completed their first or second year/level (or equivalent) of an apprenticeship program in one of the Red Seal trades. Here is the Red Seal trade designation by province or territory.
Apprentices should be aware that there is a deadline to apply for the Apprenticeship Incentive Grant.
Apprenticeship Completion Grant (ACG)
The Apprenticeship Completion Grant (ACG) is a $2,000 taxable cash grant designed to encourage apprentices registered in a designated Red Seal trade to complete their apprenticeship program and receive their certification.
The completion grant will be offered to apprentices who complete their training, become certified journeypersons in a designated Red Seal trade and who obtain either the Red Seal endorsement or a provincial or territorial Certificate of Qualification.
Apprentices should be aware that there is a deadline to apply for the Apprenticeship Completion Grant .
More information on Trades and Apprenticeship Grants.
Funding for studying abroad
One resource available to Canadian students interested in studying abroad is the Government of Canada's International Academic Mobility (IAM) Initiative. The IAM supports academic projects that help students from Canadian colleges and universities take advantage of learning opportunities abroad.
You may also be eligible for scholarships, grants and bursaries for students who are studying abroad. To find out what's available and learn how to apply, visit the following Web sites:
• Government of Canada International Scholarships Program
• Canadian Bureau for International Education
• Canadian Information Centre for International Credentials
Ref link: http://www.canlearn.ca/eng/postsec/money/grants/gindex.shtml
How to Obtain Government Student Loans and Grants
When you apply for a Canada Student Loan, you will automatically be assessed for most Canada Student Grants, that you may be eligible for. You do not need to pay back your grant money.
Always send applications for loans and grants to your province or territory of permanent residence. Processes vary across provinces and territories, so contact your provincial or territorial student financial assistance office if you have any questions.
Step 1:
Fill out the application form.
• Most provinces and territories offer online applications.
• Paper forms may be available at your your provincial or territorial student financial assistance office or at your high school.
• Follow the instructions on the application and submit the completed application to your province or territory of permanent residence either online or by mail.
Step 2:
Check your mail for a Letter of Assessment. It will let you know if you have qualified for loans and grants.
• If you qualify, you will be sent a Certificate of Eligibility that indicates how much money you will get.
• Contact your provincial or territorial student financial assistance office if the Certificate of Eligibility is not included with your Letter of Assessment. Find out if the Certificate of Eligibility will be sent separately to you by mail, or provided directly to your post-secondary institution.
Step 3:
Review your Certificate of Eligibility and have your institution confirm your enrolment.
• If your institution, program, or contact information indicated on the Certificate of Eligibility is not up to date, contact your provincial or territorial student financial assistance office to make changes.
• Include your banking information and a void cheque if you would like your money to be deposited directly into your bank account.
• Confirmation of Enrolment may have been completed electronically. To get your Confirmation of Enrolment and negotiate your funding, contact your student financial assistance office.
Step 4:
Read your loan documents and sign the Certificate of Eligibility.
Your loan agreement is a legal document. When you sign the Certificate of Eligibility, you agree to be bound by its terms and conditions. Some of your important obligations include:
• You agree to repay your loan (plus interest) beginning six months after you have completed your studies or left school.
• You agree to advise the National Student Loan Service Centre (NSLSC) (for federal loans) of any change in your contact information.
• You acknowledge that for six months after you have completed your studies or left school, you will not be required to make payments on your student loan.
Part-time students will receive two separate documents:
• Certificate of Eligibility Part-Time Student Loans; and,
• Canada Student Loan Agreement (Part-Time).
Step 5:
Submit your completed and signed Certificate of Eligibility to your province or territory of permanent residence.
• Submit the loan and grant documents to a designated Canada Post outlet or an on-campus NSLSC contact information kiosk.
• You will be asked for identification both at the kiosk and at the Canada Post outlet. Read more about the identification required.
• The NSLSC contact information should be informed about any changes to your situation (address, program of study, school of study) from this point forward.
The NSLSC contact information may contact you if any information is incomplete. You will not receive loan or grant money if information is missing.
Your financial assistance will be sent to you by cheque or deposited directly to your bank or financial institution after the loan documents have been processed.
http://www.canlearn.ca/eng/postsec/index.shtml
